946 Chambers Rd, York, SC 29745 Property Records

York County property record for 946 Chambers Rd, York, SC 29745

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,356 sqft · built 2020
Lot Size	18 acres (786,694 sqft)
Owner	2 Trust Names on File
Last Sale	$153,000 (Jun 2018)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2019 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`452-00-00-102`

Property Details

APN / Parcel Number

Primary APN	`452-00-00-102`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	5,804 sqft
1st Floor Area	2,356 sqft
Basement Area	2,356 sqft
Unfinished Basement	2,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	786,694 sqft (18 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	946 CHAMBERS RD
City	YORK
State	SC
Zip	29745-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUDI
Legal Description	LT# 7 EMMA ACRES (18.059AC)
Legal Subdivision	EMMA ACRES
Legal Lot Number	7
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	1
Census Block	1021
Census Tract	61506

Owner

946 Chambers Rd is owner-occupied and held in a trust since June 2018.

Source: York County records, as of October 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	946 CHAMBERS RD, YORK, SC 29745-1282
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 9, 2019	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK
Sep 28, 2020	Loan Modification, Mortgage SOUTH ST BK
Jun 28, 2018	Grant Deed, Transfer · Line of Credit FARM CREDIT SVCS
Jun 8, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Prior Sale	Jan 10, 2006 · Amount on File
Deed Document Number	201827255
Deed Book / Page	17050 / 482
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 22, 2026
Property Address	946 CHAMBERS RD, YORK, SC 29745-1282
Document Number	0000034051
Book / Page	22828 / 307
Instrument Date	Sep 21, 2026
Instrument	202634051
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	946 CHAMBERS RD, YORK, SC 29745-1282

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	946 CHAMBERS RD, YORK, SC 29745-1282
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1783100457
Date	Oct 9, 2019
Book Page	17831/457
Instrument	2019043827

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK SC
Property Address	946 CHAMBERS RD, YORK, SC 29745-1282
Document Number	1862600037
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 CHAMBERS RD YORK SC 29745, YORK, SC 29745

Mortgage

Document Number	1862600037
Date	Oct 1, 2020
Book Page	018626/000037
Instrument	46277

Lender

Name	SOUTH ST BK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 30, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jun 28, 2018
Property Address	946 CHAMBERS RD, YORK, SC 29745-1282
Document Number	1705000482
Book / Page	017050 / 000482
Instrument Date	Jun 22, 2018
Instrument	27255
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$566.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1349 SHIMMER LIGHT CIR ROCK HILL SC 297327613, ROCK HILL, SC 29732-7613

Mortgage

Document Number	1705000486
Date	Jun 28, 2018
Book Page	017050/000486
Instrument	27256

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	ROCK HILL, SC 29731-0941

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jun 8, 2018
Property Address	946 CHAMBERS RD, YORK, SC 29745-1282
Document Number	1701600425
Book / Page	017016 / 000425
Instrument Date	Jun 5, 2018
Instrument	23955
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	504 LAKE BLUFF LN YORK SC 297456386, YORK, SC 29745-6386

Tax Assessment & Valuation

The 2025 property tax bill for 946 Chambers Rd was $2,746.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,746.00	$15,385 Land $379 Building $15,006	$789,240 Land $221,040 Building $568,200
2023	$2,342.00	$13,253 Land $55 Building $13,198	$512,249 Land $182,290 Building $329,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 946 Chambers Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 946 Chambers Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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