975 Sandra St, Los Banos, CA 93635 Property Records

Merced County property record for 975 Sandra St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,700 sqft · built 2000
Lot Size	0.164 acres (7,158 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Jun 2021)
Tax Bill	$7,060 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`431-173-013-000`

Property Details

APN / Parcel Number

Primary APN	`431-173-013-000`
Alternative APN	`083425013000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2011
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	7,158 sqft (0.164 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	083425013000
Street Address	975 SANDRA ST
City	LOS BANOS
State	CA
Zip	93635-5245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOS BANOS GDN #4-4 & 5 LOT 179
Legal Subdivision	LOSBANOS GARDENS 04 PH 04 & 05
Legal Lot Number	179
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3002
Census Tract	2301

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	975 SANDRA ST, LOS BANOS, CA 93635-5245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Dec 16, 2004 · Amount on Record
Deed Document Number	2021027719
Record Updated	Jun 7, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 22, 2021
Property Address	975 SANDRA ST, LOS BANOS, CA 93635-5245
Document Number	0000027719
Map Reference	MB 50 PG 13-17
Instrument Date	Jun 17, 2021
Instrument	2021027719
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 SANDRA ST, LOS BANOS, CA 93635-5245

Mortgage

Document Number	0000027720
Date	Jun 22, 2021
Instrument	2021027720

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,060.00 (+5.25%)	$616,984 (+4.04%) Land $102,830 Building $514,154
2023	$6,708.00 (+1.76%)	$593,028 Land $98,838 Building $494,190
2022	$6,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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