974 Sandra St, Los Banos, CA 93635 Property Records

Merced County property record for 974 Sandra St, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,169 sqft · built 1999
Lot Size0.162 acres (7,062 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Apr 2008)
Tax Bill$5,620 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN431-172-028-000

Property Details

APN / Parcel Number

Primary APN431-172-028-000
Alternative APNs
  • 083422028000
  • 431-172-028

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,169 sqft Living Area
Gross Area608 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Lot Area7,062 sqft (0.162 acres)
Garage TypeAttached
Garage Area608 sqft
Parking Spaces2 Parking Spaces
Patio Area163 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number431-172-028
Street Address974 SANDRA ST
CityLOS BANOS
StateCA
Zip93635-5237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOS BANOS GDN #4-4 & 5 LOT 154
Legal SubdivisionLOS BANOS GARDEN 04 04 05
Legal Lot Number154
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group3
Census Block3033
Census Tract2301

Owner

974 Sandra St is owned and occupied by an individual who bought it in April 2008.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address974 SANDRA ST, LOS BANOS, CA 93635-5237
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2008 · Amount on File
Deed SaleApr 1, 2008 · Amount on File
Prior SaleJun 1, 2007 · Amount on File
Deed Document Number200817363
Prior Transfer DateMar 26, 2008
Prior Transfer Doc0000017362
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address974 SANDRA ST, LOS BANOS, CA 93635-5237
Transaction TypeMortgage
Record UpdatedJul 19, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 SANDRA ST, LOS BANOS, CA 93635-5237

Mortgage

Document Number0000040718
DateSep 13, 2021
Instrument2021040718
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term357 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 974 Sandra St was $5,620.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$494,271 (+2%) Land $100,476 Building $393,795
2025$5,620.00$484,580 Land $98,506 Building $386,074
2023$5,332.00 (+1.87%)$465,765 Land $94,682 Building $371,083
2022$5,234.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 974 Sandra St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 974 Sandra St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Sandra St

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