950 Sandra St, Los Banos, CA 93635 Property Records

Merced County property record for 950 Sandra St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,700 sqft · built 2000
Lot Size	0.163 acres (7,084 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Nov 2012)
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`431-172-026-000`

Property Details

APN / Parcel Number

Primary APN	`431-172-026-000`
Alternative APNs	`083422026000` `431-172-026`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,084 sqft (0.163 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	431-172-026
Street Address	950 SANDRA ST
City	LOS BANOS
State	CA
Zip	93635-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOS BANOS GDN #4-4 & 5 LOT 152
Legal Subdivision	LOST BANOS GARDENS 04 PH 04 &
Legal Lot Number	152
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3033
Census Tract	2301

Owner

950 Sandra St is owned and occupied by two individuals who acquired it in October 2018.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	950 SANDRA ST, LOS BANOS, CA 93635-5237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL
Oct 15, 2018	Intrafamily Transfer, Transfer · ARM CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2012 · Amount on File
Deed Sale	Nov 5, 2012 · Amount on File
Prior Sale	Oct 22, 2004 · Amount on File
Deed Document Number	201239524
Last Transfer Date	Oct 3, 2018
Transfer Doc	0000031991
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	950 SANDRA ST, LOS BANOS, CA 93635-5237
Document Number	0000024609
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	950 SANDRA ST LOS BANOS CA 936355237, LOS BANOS, CA 93635-5237

Mortgage

Document Number	0000024609
Date	Aug 12, 2019
Instrument	24609

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 15, 2018
Property Address	950 SANDRA ST, LOS BANOS, CA 93635-5237
Document Number	0000031991
Map Reference	MB 50 PG 13-17
Instrument Date	Oct 3, 2018
Instrument	2018031991
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	950 SANDRA ST, LOS BANOS, CA 93635-5237

Mortgage

Document Number	0000031992
Date	Oct 15, 2018
Instrument	2018031992

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	9.37%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	9.37%
Max Rate At Change	11.3%
Index	1-Year LIBOR
Margin	5
Max Rate	14.3%

Tax Assessment & Valuation

The 2025 property tax bill for 950 Sandra St was $2,619 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$219,794 (+2%) Land $16,321 Building $203,473
2025	$2,619.00 Homeowner's exemption	$215,485 Land $16,001 Building $199,484
2023	$2,458.00 (+2.46%) Homeowner's exemption	$207,120 Land $15,381 Building $191,739
2022	$2,399.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 950 Sandra St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Sandra St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Sandra St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures