975 Rosenthal Dr, Troy, OH 45373 Property Records

Miami County property record for 975 Rosenthal Dr, Troy, OH 45373

Property Summary

Property TypeResidential Vacant Land
Lot Size0.222 acres (9,653 sqft)
OwnerCompany Name on Record
Tax Bill$1,008 (2023)
Deeds & MortgagesApr 2024 Mortgage
Jun 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNG15-024834

Property Details

APN / Parcel Number

Primary APNG15-024834
Alternative APN
  • 040608.4-12-011-00

Exterior

Lot Area9,653 sqft (0.222 acres)

Location & Zoning

Street Address975 ROSENTHAL DR
CityTROY
StateOH
Zip45373-9051
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionIL 4424 ROSEWOOD CREEK PH 6
Legal SubdivisionROSEWOOD CREEK
Legal Lot Number4424
JurisdictionMIAMI OH
Township / Civil DivisionMONROE
Census Block Group1
Census Block1006
Census Tract350102

Owner

Source: Miami County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address975 ROSENTHAL DR, TROY, OH 45373-9051
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed of Trust, Mortgage
PHGC HOME MANAGEMENT LLC
Jun 30, 2023Deed of Trust, Mortgage · Commercial Mortgage
MCU FINANCIAL CENTER CU
Nov 8, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address975 ROSENTHAL DR, TROY, OH 45373-9051
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 TROY URBANA RD, TROY, OH 45373-9754
InvestorPossibly a Property Investor

Mortgage

Document Number0000003260
DateApr 3, 2024
Instrument2024OR-03260
Lender
NamePHGC HOME MANAGEMENT LLC
TypeNon-Lending Institution
Address1401 21ST ST # R, SACRAMENTO, CA 95811
Agreement
AmountAmount Recorded

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address975 ROSENTHAL DR, TROY, OH 45373-9051
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 TROY URBANA RD, TROY, OH 45373-9754
InvestorPossibly a Property Investor

Mortgage

Document Number0000006990
DateJun 30, 2023
Instrument2023OR-06990
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
AddressCLEVELAND, OH 44114
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateNov 8, 2022
Property Address975 ROSENTHAL DR, TROY, OH 45373-9051
Document Number0000016157
Map ReferenceVOL 28 PG 40-40C
Instrument DateNov 2, 2022
Instrument2022OR-16157
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 TROY URBANA RD, TROY, OH 45373-9754
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionMonroe Township
MunicipalityTipp City
Unified School DistrictTipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,008.00 (+609.86%)$22,680 (+679.38%) Land $22,680$64,800 (+680.72%) Land $64,800
2022$142.00$2,910 Land $2,910$8,300 Land $8,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAWA
private · serves 29,974 people · EPA ID OH5553612
Water SourceGroundwater
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Rosenthal Dr

Nearby Streets

Search Property Records by Address or Parcel Number