Miami County property record for 955 Rosenthal Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,340 sqft · built 2022 |
| Lot Size | 0.222 acres (9,653 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2023) |
| Tax Bill | $6,331 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G15-024830 |
| Primary APN | G15-024830 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 4,680 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 9,653 sqft (0.222 acres) |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 955 ROSENTHAL DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 4422 ROSEWOOD CREEK PH 6 |
| Legal Subdivision | ROSEWOOD CREEK |
| Legal Lot Number | 4422 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 350102 |
955 Rosenthal Dr is owned and occupied by two individuals who acquired it in December 2024.
Source: Miami County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 955 ROSENTHAL DR, TROY, OH 45373-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Line of Credit JOHN OGRADY |
| Dec 12, 2024 | Transfer on Death Deed, Transfer |
| Jun 30, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED SAVINGS BANK |
| Mar 1, 2022 | Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Deed Document Number | 20236969 |
| Last Transfer Date | Dec 11, 2024 |
| Transfer Doc | 0000013013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 955 ROSENTHAL DR, TROY, OH 45373-9051 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000013050 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022OR-13050 |
| Name | JOHN OGRADY |
|---|---|
| Type | Private Party |
| Address | 960 POMPANO DR, JUPITER, FL 33458 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 12, 2024 |
| Property Address | 955 ROSENTHAL DR, TROY, OH 45373-9051 |
| Document Number | 0000013013 |
| Map Reference | MB 28 PG 40-40-C |
| Instrument Date | Dec 9, 2024 |
| Instrument | 2024OR-13013 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 955 ROSENTHAL DR, TROY, OH 45373-9051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 30, 2023 |
| Property Address | 955 ROSENTHAL DR, TROY, OH 45373-9051 |
| Document Number | 0000006969 |
| Map Reference | MB 28 PG 40-40-C |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023OR-06969 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 955 ROSENTHAL DR, TROY, OH 45373-9051 |
| Document Number | 0000006970 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023OR-06970 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 1, 2022 |
| Property Address | 955 ROSENTHAL DR, TROY, OH 45373-9051 |
| Document Number | 0000003237 |
| Map Reference | VOL 28 PG 40-40C |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022OR-03237 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 TROY URBANA RD, TROY, OH 45373-9754 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003238 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022OR-03238 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000003240 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022OR-03240 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 955 Rosenthal Dr was $6,331 with a homeowner's exemption, up 6.6% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Monroe Township |
| Municipality | Tipp City |
| Unified School District | Tipp City Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,331.00 (+6.6%) Homeowner's exemption | $155,300 (+30.15%) Land $28,950 Building $126,350 | $443,700 Land $82,700 Building $361,000 |
| 2024 | $5,939.00 (+430.27%) Homeowner's exemption | $119,320 (+373.49%) Land $28,950 Building $90,370 | |
| 2023 | $1,120.00 (+688.73%) | $25,200 (+765.98%) Land $25,200 | $340,900 (+4,007.23%) Land $82,700 Building $258,200 |
| 2022 | $142.00 | $2,910 Land $2,910 | $8,300 Land $8,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 955 Rosenthal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 955 Rosenthal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAWA private · serves 29,974 people · EPA ID OH5553612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures