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975 Reef Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 975 Reef Rd, Vero Beach, FL 32963 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,727 sqft · built 1976
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Tax Bill$16,018 (2025)
Deeds & MortgagesMay 2021 Sale
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN33-40-27-00001-0000-00037.0

Property Details

APN / Parcel Number

Primary APN33-40-27-00001-0000-00037.0
Alternative APN
  • 99340

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures20 Plumbing Fixtures
Stories1 Story
Building Area2,727 sqft Living Area
1st Floor Area2,727 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialClay Tile
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions133 ft deep x 120 ft wide
Garage Area672 sqft
DrivewayDriveway
Driveway Area900 sqft

Exterior Amenities

Pool Area340 sqft
PorchOpen Porch
Porch Area330 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number99340
Street Address975 REEF RD
CityVERO BEACH
StateFL
Zip32963-4303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE MOORINGS UNIT 1 PBI 8 - 6 LOT 37
Legal Range40
Legal Township33
Legal Section27
Legal SubdivisionTHE MOORINGS UNIT 1
Legal Lot Number37
Legal Unit1
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1010
Census Tract50509

Owner

Source: Indian River County records · APN 33-40-27-00001-0000-00037.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address975 REEF RD, VERO BEACH, FL 32963-4303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 21, 2018Warranty Deed, Transfer
OCEANSIDE TITLE AND ESCROW

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2021
Deed SaleMay 10, 2021
Prior SaleMay 21, 2018 · Amount on Record
Deed Document Number3120210033374
Deed Book / Page3419 / 2385
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 10, 2021
Property Address980 LANTERN LN, VERO BEACH, FL 32963
Document Number0034192385
Book / Page3419 / 2385
Map ReferenceMB 8 PG 6&6A
Instrument DateMay 07, 2021
Instrument3120210033374
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address975 REEF RD, 975, VERO BEACH, FL 32963-4303

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 REEF RD, VERO BEACH, FL 32963-4303

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 21, 2018
Property Address980 LANTERN LN, VERO BEACH, FL 32963
Document Number0031180191
Book / Page003118 / 000191
Instrument DateMay 18, 2018
Instrument30949
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyOCEANSIDE TITLE AND ESCROW

Transaction

AmountAmount Recorded
Tax$9,208.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address975 REEF RD VERO BEACH FL 329634303, VERO BEACH, FL 32963-4303

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,018.00 (+14.82%)$1,153,435 (+8.52%)$1,263,444 (+18.88%) Land $663,898 Building $599,546
2023$13,951.00 (+15.2%)$1,062,833 (+24.71%) Land $553,248 Building $509,585$1,062,833 (+24.71%) Land $553,248 Building $509,585
2022$12,110.00$852,232 Land $442,598 Building $409,634$852,232 Land $442,598 Building $409,634

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610505091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance CostPremium on Record
median of 166 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies467 units insured
301 under condo master policies
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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