Indian River County property record for 965 Reef Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,470 sqft · built 1970 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $275,000 (Dec 1999) |
| Tax Bill | $12,868 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-27-00001-0000-00036.0 |
| Primary APN | 33-40-27-00001-0000-00036.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 3,419 sqft |
| 1st Floor Area | 2,470 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| View / Lot | Above Average |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 810 sqft |
| Porch | Screened Porch |
| Porch Area | 573 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 965 REEF RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | MOORINGS UNIT 1 LOT 36 PBI 8-6 & 6A |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 27 |
| Legal Subdivision | THE MOORINGS UNIT 1 |
| Legal Lot Number | 36 |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50509 |
Source: Indian River County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 510 ALISO AVE, NEWPORT BEACH, CA 92663-5106 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 1999 · Amount on Record |
| Deed Sale | Dec 14, 1999 · Amount on Record |
| Deed Book / Page | 1308 / 1286 |
| Last Transfer Date | Nov 7, 2008 |
| Transfer Doc | 0023161173 |
| Record Updated | Sep 20, 2026 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,868.00 (+22.47%) | $1,027,189 (+19.16%) Land $581,099 Building $446,090 | $1,027,189 (+19.16%) Land $581,099 Building $446,090 |
| 2023 | $10,507.00 (+15.81%) | $862,053 (+25.11%) Land $484,249 Building $377,804 | $862,053 (+25.11%) Land $484,249 Building $377,804 |
| 2022 | $9,073.00 | $689,050 Land $387,399 Building $301,651 | $689,050 Land $387,399 Building $301,651 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 166 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 467 units insured incl. 301 condo units |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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