Indian River County property record for 1015 Reef Rd, Vero Beach, FL 32963 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,874 sqft · built 1971 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $346,700 (Nov 1993) |
| Tax Bill | $7,036 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-27-00001-0000-00045.0 |
| Primary APN | 33-40-27-00001-0000-00045.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,874 sqft Living Area |
| 1st Floor Area | 1,557 sqft |
| 2nd Floor Area | 1,317 sqft |
| Utility Area | 88 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 202 ft deep x 102 ft wide |
| Garage Area | 572 sqft |
| Driveway | Driveway |
| Driveway Area | 1,690 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 672 sqft |
| Patio Area | 88 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 99348 |
|---|---|
| Street Address | 1015 REEF RD |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOORINGS UNIT 1 LOT 45 PBI 8-6 & 6A |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 27 |
| Legal Subdivision | THE MOORINGS UNIT 1 |
| Legal Lot Number | 45 |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50509 |
Source: Indian River County records · APN 33-40-27-00001-0000-00045.0
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 REEF RD, VERO BEACH, FL 32963-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 1993 · Amount on Record |
| Deed Sale | Nov 01, 1993 · Amount on Record |
| Deed Document Number | 0009962594 |
| Record Updated | Jun 08, 2026 |
Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,036.00 (+10.56%) | $514,091 (+5.99%) | $1,385,705 (+19.11%) Land $720,973 Building $664,732 |
| 2023 | $6,364.00 (+2.48%) | $485,051 (+3%) | $1,163,403 (+25.33%) Land $600,811 Building $562,592 |
| 2022 | $6,210.00 | $470,924 | $928,256 Land $480,649 Building $447,607 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610505091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 166 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 467 units insured 301 under condo master policies |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017, other causes, Hurricane Irma |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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