975 E 105th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 975 E 105th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,224 sqft · built 1959
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Jul 2003)
Tax Bill	$2,428 (2024)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-103-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-103-002.000-018`
Alternative APNs	`291312103002000003` `1713120103002000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,224 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	135 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	975 E 105TH ST
City	CARMEL
State	IN
Zip	46280-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .45, SECTION 12, TOWNSHIP 17, RANGE 3, HOMEPLACE, LOT 49 & 50, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	HOMEPLACE
Legal Lot Number	49,50
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2014
Census Tract	111104

Owner

975 E 105th St is owned and occupied by an individual who bought it in July 2003.

Source: Hamilton County records, as of May 15, 2026

Owner of Record	Individual Name on File
Mailing Address	975 E 105TH ST, CARMEL, IN 46280-1413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2003 · Amount on File
Deed Sale	Jul 15, 2003 · Amount on File
Deed Document Number	200368280
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	May 4, 2026
Property Address	975 E 105TH ST, CARMEL, IN 46280-1413
Document Number	0000019076
Instrument Date	Apr 29, 2026
Instrument	202619076
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 E 105TH ST, CARMEL, IN 46280-1413

Mortgage

Document Number	0000019076,
Date	May 4, 2026
Instrument	202619076

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	975 E 105TH ST, CARMEL, IN 46280-1413
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067336
Date	Sep 15, 2021
Instrument	2021067336

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	975 E 105TH ST, CARMEL, IN 46280-1413
Document Number	0000015192
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 E 105TH ST INDIANAPOLIS IN 462801413, INDIANAPOLIS, IN 46280-1413

Mortgage

Document Number	0000015192
Date	Apr 11, 2018
Instrument	15192

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$241,900 (-0.25%) Land $53,700 Building $188,200	$241,900 (-0.25%) Land $53,700 Building $188,200
2024	$2,428.00 (+19.49%)	$242,500 (+12.69%) Land $53,700 Building $188,800	$242,500 (+12.69%) Land $53,700 Building $188,800
2023	$2,032.00 (+86.94%)	$215,200 (+71.61%) Land $37,600 Building $177,600	$215,200 (+71.61%) Land $37,600 Building $177,600
2022	$1,087.00	$125,400 Land $37,600 Building $87,800	$125,400 Land $37,600 Building $87,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 E 105th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 E 105th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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