1120 E 105th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1120 E 105th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,768 sqft · built 2018
Lot Size	1.45 acres (63,162 sqft)
Owner	Company Name on Record
Tax Bill	$35 (2023)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-105-022.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-105-022.000-018`
Alternative APNs	`291312105022000003` `1713120105022000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120105022000
Old Parcel Number	291312105022000003
Street Address	1120 E 105TH ST
City	CARMEL
State	IN
Zip	46280-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.45, SECTION 12, TOWNSHIP 17, RANGE 3, LITTLE FARMS, LOT 20 & PT 19
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	LITTLE FARMS
Legal Lot Number	20,19
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	347 S 8TH ST STE A, A, NOBLESVILLE, IN 46060-2700
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Warranty Deed, Transfer INDIANA HSNG & CMNTY DEV AUTH
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit LAKE CTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2018
Deed Sale	Jan 24, 2018
Deed Document Number	2018003329
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 24, 2018
Property Address	1120 E 105TH ST, CARMEL, IN 46280-1417
Document Number	0000003329
Instrument Date	Jan 22, 2018
Instrument	3329
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	347 S 8TH ST #A NOBLESVILLE IN 460602700, A, NOBLESVILLE, IN 46060-2700

Mortgage

Document Number	3330
Date	Jan 24, 2018
Instrument	3330

Lender

Name	INDIANA HSNG & CMNTY DEV AUTH

Agreement

Amount	Amount Recorded
Term	204 Months
Due	Jan 23, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1120 E 105TH ST, CARMEL, IN 46280-1417
Document Number	0000039232
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	347 S 8TH ST #A NOBLESVILLE IN 460602700, A, NOBLESVILLE, IN 46060-2700

Mortgage

Document Number	0000039232
Date	Aug 14, 2017
Instrument	39232

Lender

Name	LAKE CTY BK
Type	Bank
Address	WARSAW, IN 46581-1387

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Aug 13, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$532,400 (-11.78%) Land $121,400 Building $411,000	$532,400 (-11.78%) Land $121,400 Building $411,000
2023	$35.00	$603,500 (-) Land $111,400 Building $492,100	$603,500 (-) Land $111,400 Building $492,100
2022		$603,500 Land $111,400 Building $492,100	$603,500 Land $111,400 Building $492,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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