745 E 105th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 745 E 105th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1945
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$1,955 (2024)
Deeds & Mortgages	Aug 2024 Line of Credit Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-102-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-102-004.000-018`
Alternative APNs	`291312102004000003` `1713120102004000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	720 sqft
Attic	Attic
Attic Area	720 sqft

Exterior

Year Built	Built 1945
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	170 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120102004000
Old Parcel Number	291312102004000003
Street Address	745 E 105TH ST
City	CARMEL
State	IN
Zip	46280-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .26, SECTION 12, TOWNSHIP 17, RANGE 3
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	JESSUP LAND COMPANYS SECOND AD
Legal Lot Number	23
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2012
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	745 E 105TH ST, CARMEL, IN 46280-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON MORTGAGE CO
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2003
Deed Sale	Jun 17, 2003
Deed Document Number	200300058101
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	745 E 105TH ST, CARMEL, IN 46280-1412
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 E 105TH ST, CARMEL, IN 46280-1412

Mortgage

Document Number	0000028397
Date	Aug 6, 2024
Instrument	2024028397

Lender

Name	THE HUNTINGTON MORTGAGE CO
Type	Mortgage Company
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 26, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	745 E 105TH ST, CARMEL, IN 46280-1412
Document Number	0000005114
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 E 105TH ST INDIANAPOLIS IN 462801412, INDIANAPOLIS, IN 46280-1412

Mortgage

Document Number	0000005114
Date	Jan 29, 2020
Instrument	5114

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,400 (-1.08%) Land $49,700 Building $152,700	$202,400 (-1.08%) Land $49,700 Building $152,700
2024	$1,955.00 (+27.61%)	$204,600 (+21.28%) Land $49,700 Building $154,900	$204,600 (+21.28%) Land $49,700 Building $154,900
2023	$1,532.00 (+76.09%)	$168,700 (+60.51%) Land $34,800 Building $133,900	$168,700 (+60.51%) Land $34,800 Building $133,900
2022	$870.00	$105,100 Land $34,800 Building $70,300	$105,100 Land $34,800 Building $70,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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