975 Cobb Rd, Highlands, NC 28741 Property Records

Macon County property record for 975 Cobb Rd, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,773 sqft · built 2004
Lot Size0.32 acres (13,939 sqft)
OwnerCompany Name on Record
Flood ZoneZone X (minimal risk)
APN7530723496

Property Details

APN / Parcel Number

Primary APN7530723496
Alternative APNs
  • 0500224
  • 98716

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,773 sqft Heated Area
1st Floor Area1,182 sqft
Upper Floors Area591 sqft
Basement Area1,182 sqft
Finished Basement1,182 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialStone
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialMetal
Lot Area13,939 sqft (0.32 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area12 sqft
Deck Area78 sqft
Patio Area480 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number98716
Street Address975 COBB RD
CityHIGHLANDS
StateNC
Zip28741-6510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionLOT 41C PLUS SMALL LOT 73 HLDS NANT CO
Legal SubdivisionHIGHLANDS-NANTAHALA COMPANY INC
Legal Lot Number41C,73
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1029
Census Tract970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address66 W FLAGLER ST, 7, MIAMI, FL 33130-1807
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityHighlands Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$1,749,640 (+0.38%) Land $750,000 Building $999,640$1,749,640 (+0.38%) Land $750,000 Building $999,640
2023$1,742,940 Land $750,000 Building $992,940$1,742,940 Land $750,000 Building $992,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2003–2004)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2004 · Hurricane Ivan
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HIGHLANDS
serves 6,614 people · EPA ID NC0157015
Water SourceSurface water
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Hotwire Communications
Fiber
2,500 / 2,500
Vyve Broadband
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cobb Rd

Nearby Streets

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