865 Cobb Rd, Highlands, NC 28741 Property Records

Macon County property record for 865 Cobb Rd, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,180 sqft · built 1953
Lot Size1.48 acres (64,469 sqft)
OwnerCompany Name on Record
Tax Bill$9,242 (2026)
Deeds & MortgagesAug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN7530734185

Property Details

APN / Parcel Number

Primary APN7530734185
Alternative APNs
  • 0500506
  • 150481

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,180 sqft Heated Area
1st Floor Area2,194 sqft
Upper Floors Area986 sqft
AtticAttic
Attic Area986 sqft
Basement Area1,095 sqft
Unfinished Basement1,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area64,469 sqft (1.48 acres)
TerrainRolling
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area202 sqft
Deck Area180 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number150481
Street Address865 COBB RD
CityHIGHLANDS
StateNC
Zip28741-6503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionLOTS 44 45 HLDS COUNTRY CLUB
Legal SubdivisionHIGHLANDS COUNTRY CLUB
Legal Lot Number44-45
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1029
Census Tract970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 3965, AUGUSTA, GA 30914-3965
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 6, 2011
Transfer DocD34/1067
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON NC
Recording DateAug 31, 2021
Property Address865 COBB RD, HIGHLANDS, NC 28741-6503
Document NumberE41/2487
Book / PageE-41 / 2487
Instrument DateAug 10, 2021
Instrument2021008248
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
AddressPO BOX 3965, AUGUSTA, GA 30914-3965

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityHighlands Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,242.00 (+10.15%)$2,113,550 (+7.57%) Land $1,000,000 Building $1,113,550$2,113,550 (+7.57%) Land $1,000,000 Building $1,113,550
2025$8,390.00 (+4.34%)
2023$8,041.00$1,964,890 Land $1,000,000 Building $964,890$1,964,890 Land $1,000,000 Building $964,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2003–2004)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2004 · Hurricane Ivan
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HIGHLANDS
serves 6,614 people · EPA ID NC0157015
Water SourceSurface water
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Hotwire Communications
Fiber
2,500 / 2,500
Vyve Broadband
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cobb Rd

Nearby Streets

Search Property Records by Address or Parcel Number