891 Cobb Rd, Highlands, NC 28741 Property Records

Macon County property record for 891 Cobb Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,074 sqft · built 1972
Lot Size	1.17 acres (50,965 sqft)
Owner	Company Name on Record
Last Sale	$2,150,000 (May 2019)
Tax Bill	$15,960 (2026)
Deeds & Mortgages	Jan 2017 Line of Credit May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`7530723987`

Property Details

APN / Parcel Number

Primary APN	`7530723987`
Alternative APNs	`0501498` `144511`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,074 sqft Heated Area
1st Floor Area	3,486 sqft
Upper Floors Area	288 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	50,965 sqft (1.17 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	1,752 sqft
Deck Area	100 sqft
Patio Area	40 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	144511
Street Address	891 COBB RD
City	HIGHLANDS
State	NC
Zip	28741-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 43 & 1/2 OF 44 HLDS COUNTRY CLUB
Legal Subdivision	HIGHLANDS COUNTRY CLUB
Legal Lot Number	43&1
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1638 BARCLAY PL NE, ATLANTA, GA 30306-3037
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit GEORGIA BANKING CO
May 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Mar 19, 2002 · Amount on Record
Deed Document Number	20192829
Deed Book / Page	39 / 1554
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	891 COBB RD, HIGHLANDS, NC 28741-6503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T37/0070
Date	Jan 12, 2017
Book Page	T-37/0070

Lender

Name	GEORGIA BANKING CO
Type	Bank
Address	ATLANTA, GA 30339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 10, 2019
Property Address	891 COBB RD, HIGHLANDS, NC 28741-6503
Document Number	E39/1554
Book / Page	E-39 / 1554
Map Reference	CARD 10285
Instrument Date	May 6, 2019
Instrument	2019002829
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$4,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 BARCLAY PL NE, ATLANTA, GA 30306-3037

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,960.00 (+38.13%)	$3,670,180 (+58.18%) Land $1,000,000 Building $2,670,180	$3,670,180 (+58.18%) Land $1,000,000 Building $2,670,180
2025	$11,554.00 (+25.64%)
2023	$9,196.00	$2,320,220 Land $1,000,000 Building $1,320,220	$2,320,220 Land $1,000,000 Building $1,320,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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