9740 Munich Ct, Waldorf, MD 20603 Property Records

Charles County property record for 9740 Munich Ct, Waldorf, MD 20603

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 4,584 sqft · built 2017
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$437,540 (Mar 2017)
Tax Bill	$7,958 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-355928`

Property Details

APN / Parcel Number

Primary APN	`06-355928`
Alternative APN	`355928`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,584 sqft Gross Area
1st Floor Area	1,349 sqft
Basement Area	1,214 sqft
Finished Basement	1,214 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	355928
Street Address	9740 MUNICH CT
City	WALDORF
State	MD
Zip	20603-5363
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RL
Legal Description	LOT 85 PH 3C MIDDLETOWN SOUTH SUB
Legal Subdivision	MIDDLETOWN SOUTH SUB
Legal Phase	3C
Legal Block	4
Legal Lot Number	85
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	4
Census Block	4000
Census Tract	850713

Owner

9740 Munich Ct is owned by two individuals who bought it in March 2017.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9740 MUNICH CT, WALDORF, MD 20603-5363
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage NAVY FCU
Mar 15, 2017	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2017 · Amount on File
Deed Sale	Mar 15, 2017 · Amount on File
Deed Book / Page	9762 / 286
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9740 MUNICH CT, WALDORF, MD 20603-5363
Document Number	0097620292
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 14, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9740 MUNICH CT WALDORF MD 206035363, WALDORF, MD 20603-5363

Mortgage

Document Number	0097620292
Date	Mar 15, 2017
Book Page	009762/000292

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 15, 2017
Property Address	9740 MUNICH CT, WALDORF, MD 20603-5363
Document Number	0097620286
Book / Page	009762 / 000286
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	MONARCH TITLE COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9740 MUNICH CT WALDORF MD 206035363, WALDORF, MD 20603-5363

Mortgage

Document Number	97620292
Date	Mar 15, 2017
Book Page	009762/000292

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9740 Munich Ct was $7,958.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,400	$630,400 Land $185,200 Building $445,200
2025	$7,958.00
2023	$1,949.00 Disabled Person's exemption Veteran's exemption	$489,567	$580,900 Land $150,200 Building $430,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9740 Munich Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9740 Munich Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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