9736 Munich Ct, Waldorf, MD 20603 Property Records

Charles County property record for 9736 Munich Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,305 sqft · built 2017
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on File
Last Sale	$435,756 (May 2017)
Tax Bill	$23,816 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-355927`

Property Details

APN / Parcel Number

Primary APN	`06-355927`
Alternative APN	`355927`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,305 sqft Living Area
Gross Area	4,705 sqft
1st Floor Area	1,381 sqft
Basement Area	1,243 sqft
Finished Basement	1,243 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,235 sqft (0.212 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	355927
Street Address	9736 MUNICH CT
City	WALDORF
State	MD
Zip	20603-5363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 84 PH 3C MIDDLETOWN SOUTH SUB
Legal Subdivision	MIDDLETOWN SOUTH SUB
Legal Phase	3C
Legal Block	4
Legal Lot Number	84
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	4
Census Block	4000
Census Tract	850713

Owner

9736 Munich Ct is owned and occupied by two individuals who bought it in May 2017.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9736 MUNICH CT, WALDORF, MD 20603-5363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 29, 2020	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC
Jan 19, 2018	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
May 18, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on File
Deed Sale	May 18, 2017 · Amount on File
Deed Book / Page	9837 / 346
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9736 MUNICH CT, WALDORF, MD 20603-5363
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9736 MUNICH CT, WALDORF, MD 20603-5363

Mortgage

Document Number	0138780173
Date	Nov 26, 2025
Book Page	13878/173

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9736 MUNICH CT, WALDORF, MD 20603-5363
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129870212
Date	Jul 10, 2023
Book Page	12987/212

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9736 MUNICH CT, WALDORF, MD 20603-5363
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	COSMOPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114050174
Date	Oct 29, 2020
Book Page	11405/174

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45242

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9736 MUNICH CT, WALDORF, MD 20603-5363
Document Number	0101590060
Book / Page	010159 / 000060
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9736 MUNICH CT WALDORF MD 206035363, WALDORF, MD 20603-5363

Mortgage

Document Number	0101590060
Date	Feb 5, 2018
Book Page	010159/000060

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	May 18, 2017
Property Address	9736 MUNICH CT, WALDORF, MD 20603-5363
Document Number	0098370346
Book / Page	009837 / 000346
Instrument Date	Apr 25, 2017
Transaction Type	Transfer
Record Updated	Oct 14, 2017
Title Company	MONARCH TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9736 MUNICH CT WALDORF MD 206035363, WALDORF, MD 20603-5363

Mortgage

Document Number	98370351
Date	May 18, 2017
Book Page	009837/000351

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9736 Munich Ct was $23,816 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$632,867	$670,800 Land $185,200 Building $485,600
2025	$23,816.00
2023	$8,753.00 Homeowner's exemption	$517,033	$613,900 Land $150,200 Building $463,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9736 Munich Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9736 Munich Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Munich Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures