9735 Munich Ct, Waldorf, MD 20603 Property Records

Charles County property record for 9735 Munich Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,000 sqft · built 2017
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on Record
Tax Bill	$25,272 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-355925`

Property Details

APN / Parcel Number

Primary APN	`06-355925`
Alternative APN	`355925`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,000 sqft Living Area
Gross Area	5,544 sqft
1st Floor Area	1,650 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,367 sqft (0.238 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	203 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	355925
Street Address	9735 MUNICH CT
City	WALDORF
State	MD
Zip	20603-5363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 82 PH 3C MIDDLETOWN SOUTH SUB
Legal Subdivision	MIDDLETOWN SOUTH SUB
Legal Phase	3C
Legal Block	4
Legal Lot Number	82
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	4
Census Block	4000
Census Tract	850713

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9735 MUNICH CT, WALDORF, MD 20603-5363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021
Deed Sale	Oct 22, 2021
Prior Sale	Mar 15, 2017 · Amount on Record
Deed Book / Page	12156 / 477
Prior Transfer Date	Jul 8, 2021
Prior Transfer Doc	0121560477
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	9735 MUNICH CT, WALDORF, MD 20603-5363
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113290213
Date	Sep 18, 2020
Book Page	11329/213

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Oct 22, 2021
Property Address	9735 MUNICH CT, WALDORF, MD 20603-5363
Document Number	0121560477
Book / Page	12156 / 477
Map Reference	MB 60 PG 145-146
Instrument Date	Jul 8, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9735 MUNICH CT, WALDORF, MD 20603-5363

Mortgage

Document Number	12156483
Date	Oct 22, 2021
Instrument	12156/483

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Dec 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 15, 2017
Property Address	9735 MUNICH CT, WALDORF, MD 20603-5363
Document Number	0097620233
Book / Page	009762 / 000233
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Oct 14, 2017
Title Company	MONARCH TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9735 MUNICH CT WALDORF MD 206035363, WALDORF, MD 20603-5363

Mortgage

Document Number	97620238
Date	Mar 15, 2017
Book Page	009762/000238

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,967 (+3.02%)	$734,700 (+9.07%) Land $185,200 Building $549,500
2025	$25,272.00 (+169.17%) Homeowner's exemption	$673,600 (+18.84%) Land $150,200 Building $523,400	$673,600 (-) Land $150,200 Building $523,400
2023	$9,389.00 Homeowner's exemption	$566,800	$673,600 Land $150,200 Building $523,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Munich Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures