974 Osborn Ave, Lorain, OH 44052 Property Records

Lorain County property record for 974 Osborn Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,424 sqft · built 1926
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-02-027-115-022`

Property Details

APN / Parcel Number

Primary APN	`02-02-027-115-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
1st Floor Area	852 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	974 OSBORN AVE
City	LORAIN
State	OH
Zip	44052-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW PARK 45 X 125
Legal Subdivision	LAKEVIEW PARK
Legal Tract	02
Legal Block	115
Legal Lot Number	215
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1008
Census Tract	22500

Owner

Source: Lorain County records · APN 02-02-027-115-022

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	974 OSBORN AVE, LORAIN, OH 44052-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 10, 2017
Transfer Doc	0000622021
Record Updated	Sep 20, 2026

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 13, 2017
Property Address	974 OSBORN AVE, LORAIN, OH 44052-1224
Document Number	0000622021
Instrument Date	Mar 10, 2017
Instrument	622021
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 OSBORN AVE LORAIN OH 440521224, LORAIN, OH 44052-1224

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,947.00 (+28.77%) Homeowner's exemption	$50,940 (+%) Land $9,050 Building $41,890	$145,540 (-) Land $25,850 Building $119,690
2024		$50,939 (+73.51%) Land $9,048 Building $41,892	$145,540 (+73.51%) Land $25,850 Building $119,690
2023	$1,512.00 (+0.93%)	$29,358 (-0.01%) Land $7,497 Building $21,861	$83,880 (-) Land $21,420 Building $62,460
2022	$1,498.00	$29,360 Land $7,500 Building $21,860
2021			$83,880 Land $21,420 Building $62,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 660 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORAIN CITY PWS serves 64,152 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.