Lorain County property record for 963 Osborn Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,342 sqft · built 1920 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,998 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-027-116-010 |
| Primary APN | 02-02-027-116-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 834 sqft |
| 2nd Floor Area | 768 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 963 OSBORN AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW PK FRNT 0045.00 DPTH 0125.00 |
| Legal Subdivision | LAKEVIEW PK FRNT |
| Legal Tract | 2 |
| Legal Block | 116 |
| Legal Lot Number | 225 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 22500 |
963 Osborn Ave is owned and occupied by two individuals.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 963 OSBORN AVE, LORAIN, OH 44052-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 963 Osborn Ave was $1,998.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,998.00 | $52,260 (+%) Land $9,050 Building $43,210 | $149,310 (-) Land $25,850 Building $123,460 |
| 2024 | $1,998.00 (+21.83%) | $52,259 (+64.04%) Land $9,048 Building $43,211 | $149,310 (+64.04%) Land $25,850 Building $123,460 |
| 2023 | $1,640.00 (+0.86%) | $31,857 (-0.01%) Land $7,497 Building $24,360 | $91,020 Land $21,420 Building $69,600 |
| 2022 | $1,626.00 | $31,860 Land $7,500 Building $24,360 | |
| 2021 | $91,020 Land $21,420 Building $69,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 963 Osborn Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 963 Osborn Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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