Lorain County property record for 955 Osborn Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,164 sqft · built 1900 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Jun 2017) |
| Tax Bill | $2,359 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-027-116-009 |
| Primary APN | 02-02-027-116-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 940 sqft |
| 2nd Floor Area | 1,137 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Heating System | HVAC |
|---|
| Street Address | 955 OSBORN AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW PARK 45 X 125 |
| Legal Subdivision | LAKEVIEW PK |
| Legal Tract | 2 |
| Legal Block | 116 |
| Legal Lot Number | 224 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 22500 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 955 OSBORN AVE, LORAIN, OH 44052-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 27, 2017 | Deed, Transfer · FHA Mortgage AMERICAN EAGLE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on Record |
| Deed Sale | Jun 27, 2017 · Amount on Record |
| Prior Sale | Apr 6, 2015 |
| Deed Document Number | 2017003296 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 955 OSBORN AVE, LORAIN, OH 44052-1223 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 955 OSBORN AVE, LORAIN, OH 44052-1223 |
| Document Number | 0000916247 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023-0916247 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 27, 2017 |
| Property Address | 955 OSBORN AVE, LORAIN, OH 44052-1223 |
| Document Number | 0000634646 |
| Map Reference | PB 9 PG 28 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017-0634646 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 955 OSBORN AVE, LORAIN, OH 44052-1223 |
| Document Number | 0000634647 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 2017-0634647 |
| Name | AMERICAN EAGLE MORTGAGE |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,359.00 | $61,710 (+0.01%) Land $9,050 Building $52,660 | $176,300 (-) Land $25,850 Building $150,450 |
| 2024 | $2,359.00 (-12.37%) | $61,706 (+18.05%) Land $9,048 Building $52,658 | $176,300 (+18.04%) Land $25,850 Building $150,450 |
| 2023 | $2,692.00 (+0.9%) | $52,273 (-0.01%) Land $7,497 Building $44,776 | $149,350 (-) Land $21,420 Building $127,930 |
| 2022 | $2,668.00 | $52,280 Land $7,500 Building $44,780 | |
| 2021 | $149,350 Land $21,420 Building $127,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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