974 Emerald Vista Dr, Galt, CA 95632 Property Records

Sacramento County property record for 974 Emerald Vista Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,330 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$116,500 (Dec 1999)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0620-006-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0620-006-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	974 EMERALD VISTA DR
City	GALT
State	CA
Zip	95632-8151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GRIZZLY HOLLOW 01, LOT 6
Legal Subdivision	GRIZZLY HOLLOW 01
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3007
Census Tract	9410

Owner

974 Emerald Vista Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	974 EMERALD VISTA DR, GALT, CA 95632-8151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage VALLEY STRONG CU
Nov 16, 2021	Transfer on Death Deed, Transfer
Aug 10, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 1999 · Amount on File
Deed Sale	Dec 21, 1999 · Amount on File
Deed Book / Page	991221 / 1052
Last Transfer Date	Oct 14, 2021
Transfer Doc	2021001350
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	974 EMERALD VISTA DR, GALT, CA 95632-8151
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	LENNAR TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	947 EMERALD VISTA DR, GALT, CA 95632-8100

Mortgage

Document Number	0000001638
Date	Apr 1, 2022
Instrument	2022040101638

Lender

Name	VALLEY STRONG CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 16, 2021
Property Address	974 EMERALD VISTA DR, GALT, CA 95632-8151
Document Number	2021111601350
Map Reference	MB 211 MAP 9
Instrument Date	Oct 14, 2021
Instrument	2021111601350
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 EMERALD VISTA DR, GALT, CA 95632-8151

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 10, 2021
Property Address	974 EMERALD VISTA DR, GALT, CA 95632-8151
Document Number	0000001623
Map Reference	MB 211 MAP 9
Instrument Date	Aug 6, 2021
Instrument	202108101623
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 EMERALD VISTA DR, GALT, CA 95632-8151

Tax Assessment & Valuation

The 2025 property tax bill for 974 Emerald Vista Dr was $2,091, up 4.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$176,628 (+2%) Land $28,203 Building $148,425
2025	$2,091.00 (+4.24%)	$173,165 Land $27,650 Building $145,515
2024	$2,006.00 (+1.62%)
2023	$1,974.00 (+4%)	$166,442 Land $26,577 Building $139,865
2022	$1,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 974 Emerald Vista Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 974 Emerald Vista Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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