973 Emerald Vista Dr, Galt, CA 95632 Property Records

Sacramento County property record for 973 Emerald Vista Dr, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,170 sqft · built 1998
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$106,000 (Jul 1998)
Tax Bill$2,144 (2025)
Deeds & MortgagesJan 2026 Transfer
Feb 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN148-0620-025-0000

Property Details

APN / Parcel Number

Primary APN148-0620-025-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area1,170 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address973 EMERALD VISTA DR
CityGALT
StateCA
Zip95632-8100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionGRIZZLY HOLLOW 01, LOT 77
Legal SubdivisionGRIZZLY HOLLOW 01
Legal Lot Number77
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group3
Census Block3011
Census Tract9410

Owner

Source: Sacramento County records · APN 148-0620-025-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address973 EMERALD VISTA DR, GALT, CA 95632-8100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Transfer on Death Deed, Transfer
Feb 05, 2026Intrafamily Transfer, Transfer
Nov 13, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
THE LOAN STORE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 1998 · Amount on Record
Deed SaleJul 17, 1998 · Amount on Record
Deed Book / Page980717 / 1091
Last Transfer DateNov 06, 2023
Transfer Doc2023000711
Record UpdatedSep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSACRAMENTO CA
Recording DateJan 28, 2026
Property Address973 EMERALD VISTA DR, GALT, CA 95632-8100
Document Number0000000583
Map ReferenceMB 211 MAP 9
Instrument DateJan 26, 2026
Instrument202601280583
Transaction TypeTransfer
Record UpdatedFeb 06, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address770 OLDENBURG WAY, GALT, CA 95632-8133

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateFeb 05, 2026
Property Address973 EMERALD VISTA DR, GALT, CA 95632-8100
Document Number0000000523
Map ReferenceMB 211 MAP 9
Instrument DateJan 12, 2026
Instrument202602050523
Transaction TypeTransfer
Record UpdatedFeb 17, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address770 OLDENBURG WAY, GALT, CA 95632-8133

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateNov 13, 2023
Property Address973 EMERALD VISTA DR, GALT, CA 95632-8100
Document Number0000000711
Map ReferenceMB 211 MAP 9
Instrument DateNov 06, 2023
Instrument202311130711
Transaction TypeTransfer
Record UpdatedDec 04, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address973 EMERALD VISTA DR, GALT, CA 95632-8100

Mortgage

Document Number0000000712
DateNov 13, 2023
Instrument202311130712
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$181,359 (+2%) Land $55,954 Building $125,405
2025$2,144.00 (+4.23%)$177,804 (+4.04%) Land $54,857 Building $122,947
2024$2,057.00 (+1.63%)
2023$2,024.00 (+4.01%)$170,902 Land $52,728 Building $118,174
2022$1,946.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Softcom Internet Communications
Fixed Wireless
400 / 50
UnWired Broadband Holding
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 658 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GALT
serves 26,536 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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