970 Emerald Vista Dr, Galt, CA 95632 Property Records

Sacramento County property record for 970 Emerald Vista Dr, Galt, CA 95632 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,330 sqft · built 2000
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$329,000 (Feb 2018)
Tax Bill$4,810 (2025)
Deeds & MortgagesSep 2022 Mortgage
Apr 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN148-0620-007-0000

Property Details

APN / Parcel Number

Primary APN148-0620-007-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,330 sqft Living Area
1st Floor Area1,330 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address970 EMERALD VISTA DR
CityGALT
StateCA
Zip95632-8100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRIZZLY HOLLOW 01, LOT 7
Legal SubdivisionGRIZZLY HOLLOW 01
Legal Lot Number7
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group3
Census Block3007
Census Tract9410

Owner

Source: Sacramento County records · APN 148-0620-007-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address970 EMERALD VISTA DR, GALT, CA 95632-8100
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 17, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Feb 13, 2024Intrafamily Transfer, Transfer
Jul 06, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Feb 20, 2018Quit Claim Deed, Transfer
STEWART TITLE
Feb 20, 2018Grant Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2018 · Amount on Record
Deed SaleFeb 20, 2018 · Amount on Record
Prior SaleMar 25, 2016 · Amount on Record
Deed Book / Page20180220 / 1128
Last Transfer DateApr 12, 2024
Transfer Doc2024000402
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address970 EMERALD VISTA DR, GALT, CA 95632-8100
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 EMERALD VISTA DR, GALT, CA 95632-8100

Mortgage

Document Number0000000515
DateSep 06, 2022
Instrument2022090600515
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2052

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateApr 17, 2024
Property Address970 EMERALD VISTA DR, GALT, CA 95632-8100
Document Number0000000402
Map ReferenceMB 211 MAP 9
Instrument DateApr 12, 2024
Instrument202404170402
Transaction TypeTransfer
Record UpdatedMay 01, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address970 EMERALD VISTA DR, GALT, CA 95632-8100

Mortgage

Document Number0000000403
DateApr 17, 2024
Instrument202404170403
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateFeb 13, 2024
Property Address970 EMERALD VISTA DR, GALT, CA 95632-8100
Document Number0000000561
Map ReferenceMB 211 MAP 9
Instrument DateFeb 09, 2024
Instrument202402130561
Transaction TypeTransfer
Record UpdatedFeb 23, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 EMERALD VISTA DR, GALT, CA 95632-8100

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address970 EMERALD VISTA DR, GALT, CA 95632-8100
Document Number2007100435
Instrument DateJul 06, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 EMERALD VISTA DR GALT CA 956328100, GALT, CA 95632-8100

Mortgage

Document Number2007100435
DateJul 10, 2020
Instrument2007100435
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 09, 2050

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateFeb 20, 2018
Property Address970 EMERALD VISTA DR, GALT, CA 95632-8100
Document Number1802201127
Instrument DateFeb 16, 2018
Instrument1802201127
Transaction TypeTransfer
Record UpdatedMar 01, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address970 EMERALD VISTA DR GALT CA 956328100, GALT, CA 95632-8100

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateFeb 20, 2018
Property Address970 EMERALD VISTA DR, GALT, CA 95632-8100
Document Number1802201128
Instrument DateFeb 15, 2018
Instrument1802201128
Transaction TypeTransfer
Record UpdatedMar 01, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$361.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address970 EMERALD VISTA DR GALT CA 956328100, GALT, CA 95632-8100

Mortgage

Document Number1802201129
DateFeb 20, 2018
Instrument1802201129
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$424,999 (+2%) Land $119,248 Building $305,751
2025$4,810.00 (+16.16%) Homeowner's exemption$416,666 (+15.8%) Land $116,910 Building $299,756
2024$4,141.00 (+1.72%)
2023$4,071.00 (+4.12%) Homeowner's exemption$359,805 Land $87,490 Building $272,315
2022$3,910.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Emerald Vista Dr

Nearby Streets

Search Property Records by Address or Parcel Number