Allen County property record for 974 Bluff Oak Trl, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,844 sqft · built 2007 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $70,000 (Sep 2007) |
| Tax Bill | $6,976 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2800-03-004.026 |
| Primary APN | 36-2800-03-004.026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,844 sqft Living Area |
| Gross Area | 5,961 sqft |
| 1st Floor Area | 1,941 sqft |
| Upper Floors Area | 903 sqft |
| Basement Area | 1,941 sqft |
| Family Room | Family Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 195 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 1,176 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 353 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 974 BLUFF OAK TRL |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-3152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 OAKS SUBDIVISION NO 2 LOT 30040 FF 83.64 |
| Legal Subdivision | 7 OAKS SUBDIVISION |
| Legal Lot Number | 30040 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10802 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 974 BLUFF OAK TRL, LIMA, OH 45807-3152 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2007 · Amount on Record |
| Deed Sale | Sep 4, 2007 · Amount on Record |
| Deed Document Number | 200713718 |
| Deed Book / Page | 2007 / 13718 |
| Last Transfer Date | Jul 25, 2024 |
| Transfer Doc | 0000008456 |
| Record Updated | Sep 20, 2026 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,976.00 (-3.73%) | $161,320 (-) Land $20,340 Building $140,980 | $460,900 (-) Land $58,100 Building $402,800 |
| 2024 | $7,246.00 (+8.68%) | $161,320 (+22%) Land $20,340 Building $140,980 | $460,900 (+22%) Land $58,100 Building $402,800 |
| 2023 | $6,667.00 (-14.35%) | $132,230 (-12.38%) Land $16,660 Building $115,570 | |
| 2022 | $7,784.00 | $150,920 Land $16,660 Building $134,260 | |
| 2021 | $377,800 Land $47,600 Building $330,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, MetaLINK Technologies, TSC.
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