Allen County property record for 896 Bluff Oak Trl, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,012 sqft · built 2009 |
| Lot Size | 0.467 acres (20,343 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,000 (Aug 2008) |
| Tax Bill | $7,371 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2800-03-004.022 |
| Primary APN | 36-2800-03-004.022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Living Area |
| Gross Area | 4,732 sqft |
| 1st Floor Area | 2,026 sqft |
| Upper Floors Area | 986 sqft |
| Basement Area | 744 sqft |
| Family Room | Family Room |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 20,343 sqft (0.467 acres) |
| Lot Dimensions | 177 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 976 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 60 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 896 BLUFF OAK TRL |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 OAKS SUBDIVISION NO 2 LOT 30044 JOINT TEN FF 115.27 |
| Legal Subdivision | 7 OAKS SUBDIVISION |
| Legal Lot Number | 30044 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10802 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 896 BLUFF OAK TRL, LIMA, OH 45807-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2008 · Amount on Record |
| Deed Sale | Aug 29, 2008 · Amount on Record |
| Deed Document Number | 200811977 |
| Deed Book / Page | 2008 / 11977 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 896 BLUFF OAK TRL, LIMA, OH 45807-3111 |
| Document Number | 0000012167 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 896 BLUFF OAK TRL LIMA OH 458073111, LIMA, OH 45807-3111 |
| Document Number | 0000012167 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 12167 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2040 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,371.00 (-1.55%) | $170,560 (-) Land $21,490 Building $149,070 | $487,300 (-) Land $61,400 Building $425,900 |
| 2024 | $7,487.00 (+8.62%) Homeowner's exemption | $170,560 (+22%) Land $21,490 Building $149,070 | $487,300 (+22.01%) Land $61,400 Building $425,900 |
| 2023 | $6,893.00 (-2.48%) Homeowner's exemption | $139,800 (-) Land $17,610 Building $122,190 | |
| 2022 | $7,068.00 Homeowner's exemption | $139,800 Land $17,610 Building $122,190 | |
| 2021 | $399,400 Land $50,300 Building $349,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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