Hernando County property record for 9739 Loretto St, Spring Hill, FL 34608
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.409 acres (17,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,000 (Aug 2025) |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Jan 2025 Construction Loan Aug 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5230-1582-0320 |
| Primary APN | R32-323-17-5230-1582-0320 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,818 sqft (0.409 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 119 ft wide |
| Account Number | 00635940 |
|---|---|
| Street Address | 9739 LORETTO ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SPRING HILL UNIT 23 BLK 1582 LOT 32 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 23 |
| Legal Block | 1582 |
| Legal Lot Number | 32 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41201 |
Source: Hernando County records · APN R32-323-17-5230-1582-0320
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9739 LORETTO ST, SPRING HILL, FL 34608-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 15, 2025 | Deed of Trust, Mortgage · Construction Mortgage BRANNEN BANK |
| Aug 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Aug 01, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 31, 2024 | Warranty Deed, Transfer SOUTHEAST TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | May 31, 2024 · Amount on Record |
| Deed Document Number | 202560986 |
| Deed Book / Page | 4604 / 1187 |
| Prior Transfer Date | Jun 20, 2024 |
| Prior Transfer Doc | 0044530392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 9739 LORETTO ST, SPRING HILL, FL 34608-1714 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 476 TIERRA DR, SPRING HILL, FL 34609-2120 |
| Document Number | 0045131277 |
|---|---|
| Date | Jan 15, 2025 |
| Book Page | 4513/1277 |
| Instrument | 2025004331 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34451 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 258 Months |
| Due | Jul 14, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 29, 2025 |
| Property Address | 9739 LORETTO ST, SPRING HILL, FL 34608-1714 |
| Document Number | 0046041187 |
| Book / Page | 4604 / 1187 |
| Map Reference | MB 10 PG 44-52 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2025060986 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,884.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13161 SPRING HILL DR, SPRING HILL, FL 34609-5063 |
| Name | Verified Name |
|---|---|
| Address | 9739 LORETTO ST, SPRING HILL, FL 34608-1714 |
| Document Number | 0046041188 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 4604/1188 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 01, 2024 |
| Property Address | 9739 LORETTO ST, SPRING HILL, FL 34608-1714 |
| Document Number | 0044530392 |
| Book / Page | 4453 / 392 |
| Map Reference | MB 10 PG 44-52 |
| Instrument Date | Jun 20, 2024 |
| Instrument | 2024047387 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13161 SPRING HILL DR, SPRING HILL, FL 34609-5063 |
| Name | Verified Name |
|---|---|
| Address | 476 TIERRA DR, SPRING HILL, FL 34609-2120 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 31, 2024 |
| Property Address | 9739 LORETTO ST, SPRING HILL, FL 34608-1714 |
| Document Number | 0044290587 |
| Book / Page | 4429 / 587 |
| Map Reference | MB 10 PG 44-52 |
| Instrument Date | May 21, 2024 |
| Instrument | 2024032674 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 ARBORRIDGE DR, FORKED RIVER, NJ 08731-1061 |
| Name | Verified Name |
|---|---|
| Address | 13161 SPRING HILL DR, SPRING HILL, FL 34609-5063 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,353.00 (+178.97%) | $46,327 (+101.8%) Land $46,327 | $46,327 (+4%) Land $46,327 |
| 2023 | $22,957 (-21.44%) | ||
| 2022 | $485.00 | $29,222 Land $29,222 | $44,545 Land $44,545 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 222 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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