9401 Loretto St, Spring Hill, FL 34608 Property Records

Hernando County property record for 9401 Loretto St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,865 sqft · built 2023
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$293,230 (May 2023)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5230-1589-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5230-1589-0130`
Alternative APNs	`00636262` `636262`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	113 ft deep x 145 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00636262
Street Address	9401 LORETTO ST
City	SPRING HILL
State	FL
Zip	34608-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 23 BLK 1589 LOT 13
Legal Range	17E
Legal Township	23S
Legal Section	01
Legal Subdivision	SPRING HILL UNIT 23
Legal Block	1589
Legal Lot Number	13
Legal Unit	23
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2007
Census Tract	41201

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9401 LORETTO ST, SPRING HILL, FL 34608-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage RMC HOME MORTGAGE LLC
Jun 7, 2021	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE
Aug 16, 2019	Warranty Deed, Transfer HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TITLE SVCS/HERNAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	2023027035
Deed Book / Page	4294 / 1020
Record Updated	Jun 8, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 8, 2023
Property Address	9401 LORETTO ST, SPRING HILL, FL 34608-1702
Document Number	0042941020
Book / Page	4294 / 1020
Map Reference	MB 10 PG 44-52
Instrument Date	Apr 3, 2023
Instrument	2023027035
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,053.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9401 LORETTO ST, SPRING HILL, FL 34608-1702

Mortgage

Document Number	2023027038
Date	May 8, 2023
Instrument	2023027038

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 7, 2021
Property Address	9401 LORETTO ST, SPRING HILL, FL 34608-1702
Document Number	0040090656
Book / Page	4009 / 656
Map Reference	MB 10 PG 44-52
Instrument Date	Jun 2, 2021
Instrument	2021042607
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5367 KIRKWOOD AVE, SPRING HILL, FL 34608-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 16, 2019
Property Address	9401 LORETTO ST, SPRING HILL, FL 34608
Document Number	0037410403
Book / Page	003741 / 000403
Instrument Date	Aug 16, 2019
Instrument	51874
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TITLE SVCS/HERNAN

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5367 KIRKWOOD AVE SPRING HILL FL 346081725, SPRING HILL, FL 34608-1725

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,871.00 (+691.62%) Additional exemption filed	$310,633 (+978.85%) Land $42,770 Building $267,863	$310,633 (+740.62%) Land $42,770 Building $267,863
2023		$28,793
2022	$489.00		$36,953 Land $36,953

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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