9464 Loretto St, Spring Hill, FL 34608 Property Records

Hernando County property record for 9464 Loretto St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,658 sqft · built 2005
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (May 2017)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5230-1586-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5230-1586-0020`
Alternative APNs	`00635343` `635343`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,658 sqft Living Area
1st Floor Area	2,700 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	149 ft deep x 97 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	352 sqft
Porch	Finished/Screened Porch
Porch Area	1,272 sqft
Deck Area	96 sqft
Patio Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00635343
Street Address	9464 LORETTO ST
City	SPRING HILL
State	FL
Zip	34608-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 23 BLK 1586 LOT 2
Legal Range	17E
Legal Township	23S
Legal Section	01
Legal Subdivision	SPRING HILL UNIT 23
Legal Block	1586
Legal Lot Number	2
Legal Unit	23
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41201

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9464 LORETTO ST, SPRING HILL, FL 34608-1735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FELTY TRUSTY
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage A DOLORES ZADEL
May 1, 2017	Warranty Deed, Transfer · Conventional with PMI PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on Record
Deed Sale	May 1, 2017 · Amount on Record
Prior Sale	Oct 25, 2005 · Amount on Record
Deed Document Number	2017024566
Deed Book / Page	3465 / 0426
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9464 LORETTO ST, SPRING HILL, FL 34608-1735
Document Number	0039091282
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9464 LORETTO ST SPRING HILL FL 346081735, SPRING HILL, FL 34608-1735

Mortgage

Document Number	0039091282
Date	Nov 9, 2020
Book Page	003909/001282
Instrument	70001

Lender

Name	FELTY TRUSTY
Address	10428 BEDFORD RD, SPRING HILL, FL 34608-4900

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9464 LORETTO ST, SPRING HILL, FL 34608-1735
Document Number	0034821675
Book / Page	003482 / 001675
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9464 LORETTO ST SPRING HILL FL 346081735, SPRING HILL, FL 34608-1735

Mortgage

Document Number	0034821675
Date	Jun 27, 2017
Book Page	003482/001675
Instrument	36537

Lender

Name	A DOLORES ZADEL
Address	15 WESLEY PL, RIVERHEAD, NY 11901-2333

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2027

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 1, 2017
Property Address	9464 LORETTO ST, SPRING HILL, FL 34608-1735
Document Number	0034650426
Book / Page	003465 / 000426
Instrument Date	Apr 24, 2017
Instrument	24566
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10353 DUNKIRK RD SPRING HILL FL 346084209, SPRING HILL, FL 34608-4209

Mortgage

Document Number	34650428
Date	May 1, 2017
Book Page	003465/000428
Instrument	24567

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (+0.94%) Additional exemption filed	$228,482 (+5.99%)	$530,661 (-0.35%) Land $41,863 Building $488,798
2023		$215,576 Land $215,576
2022	$2,673.00		$532,521 Land $36,227 Building $496,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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