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9738 Tower Pine Dr, Winter Garden, FL 34787 Property Records

Lake County property record for 9738 Tower Pine Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,952 sqft · built 1993
Lot Size4.84 acres (210,916 sqft)
Owner2 Individual Names on Record
Last Sale$920,000 (Aug 2026)
Tax Bill$7,549 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Dec 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-23-26-0001-000-00700

Property Details

APN / Parcel Number

Primary APN13-23-26-0001-000-00700
Alternative APNs
  • 262313000100000700
  • 3360133

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,952 sqft Living Area
Gross Area3,100 sqft
1st Floor Area1,952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area210,916 sqft (4.84 acres)
Garage TypeAttached
Garage Area1,148 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3360133
Street Address9738 TOWER PINE DR
CityWINTER GARDEN
StateFL
Zip34787-9615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionFROM NE COR OF SEC RUN S 89DEG 33MIN 20SEC W ALONG N LINE OF SEC 1984.35 FT S 00DEG 11MIN 34SEC W 33 FT TO S R/W LINE OF PHIL C PETERS RD & POB CONT S 00DEG 11MIN 34SEC W 1340 FT N 89DEG 33MIN 31SEC E 666.01 FT N 00DEG 00MIN 08SEC W 1339.99 FT TO S R
Legal Range26E
Legal Township23S
Legal Section13
Legal Quarter1
Legal TractA
Legal Lot Number7
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2002
Census Tract31308

Owner

Source: Lake County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9738 TOWER PINE DR, WINTER GARDEN, FL 34787-9615
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 16, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2026 · Amount on Record
Deed SaleAug 27, 2026 · Amount on Record
Prior SaleAug 11, 1999 · Amount on Record
Deed Document Number2026105382
Deed Book / Page6801 / 1197
Prior Transfer DateDec 15, 2025
Prior Transfer Doc0066492019
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 27, 2026
Property Address9738 TOWER PINE DR, WINTER GARDEN, FL 34787-9615
Document Number0000105382
Book / Page6801 / 1197
Instrument DateAug 21, 2026
Instrument2026105382
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650,440.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9738 TOWER PINE DR, WINTER GARDEN, FL 34787-9615

Mortgage

Document Number0000105383,
DateAug 27, 2026
Instrument2026105383
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateDec 16, 2025
Property Address9738 TOWER PINE DR, WINTER GARDEN, FL 34787-9615
Document Number0066492019
Book / Page6649 / 2019
Instrument DateDec 15, 2025
Instrument2025153600
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9738 TOWER PINE DR, WINTER GARDEN, FL 34787-9615

Transferred To (Grantee/Buyer)

NameVerified Name
Address9738 TOWER PINE DR, WINTER GARDEN, FL 34787-9615

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateOct 13, 2020
Property Address9738 TOWER PINE DR, WINTER GARDEN, FL 34787-9615
Document Number0055611103
Book / Page005561 / 001103
Instrument DateOct 5, 2020
Instrument113987
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9738 TOWER PINE DR WINTER GARDEN FL 347879615, WINTER GARDEN, FL 34787-9615

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$576,890 (+2.7%)$840,757 (-0.01%) Land $491,838 Building $348,919
2025$7,549.00 (+2.37%)$561,730 (+5.99%) Land $491,838 Building $69,892$840,802 (+12.5%) Land $491,838 Building $348,964
2024$7,374.00 (+4.85%)
2023$7,033.00 (+4.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$530,000 (+3%)$747,391 (+18.19%) Land $408,800 Building $338,591
2022$6,709.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$514,570$632,371 Land $293,825 Building $338,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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