9545 Tower Pine Dr, Winter Garden, FL 34787 Property Records

Lake County property record for 9545 Tower Pine Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,987 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2009)
Tax Bill	$8,655 (2024)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-23-26-0001-000-03700`

Property Details

APN / Parcel Number

Primary APN	`13-23-26-0001-000-03700`
Alternative APN	`3512235`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,987 sqft Living Area
1st Floor Area	2,987 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	330 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	350 sqft
Porch	Open Porch
Porch Area	587 sqft
Utility Building	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3512235
Street Address	9545 TOWER PINE DR
City	WINTER GARDEN
State	FL
Zip	34787-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 331.57 FT OF N 993.14 FT OF FOLLOWING LEGAL DESC: FROM NE COR OF SEC RUN S 89DEG 33MIN 20SEC W 1984.35 FT S 00DEG 11MIN
Legal Range	26E
Legal Township	23S
Legal Section	13
Legal Subdivision	ACREAGE & UNREC
Legal Tract	1
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2002
Census Tract	31308

Owner

Source: Lake County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9545 TOWER PINE DR, WINTER GARDEN, FL 34787-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage FLORIDA CMNTY BK NA
Mar 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2009 · Amount on Record
Deed Sale	Mar 5, 2009 · Amount on Record
Prior Sale	Mar 5, 2009 · Amount on Record
Deed Document Number	0037401881
Deed Book / Page	3740 / 1881
Last Transfer Date	Mar 23, 2017
Transfer Doc	0049191642
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	9545 TOWER PINE DR, WINTER GARDEN, FL 34787-9613
Document Number	0050980431
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8457 NW 66TH ST MIAMI FL 331662630, MIAMI, FL 33166-2630

Mortgage

Document Number	0050980431
Date	Apr 20, 2018
Book Page	005098/000431
Instrument	45913

Lender

Name	FLORIDA CMNTY BK NA
Address	WUINTER PARK, FL 32789

Agreement

Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Mar 23, 2017
Property Address	9545 TOWER PINE DR, WINTER GARDEN, FL 34787-9613
Document Number	0049191642
Book / Page	004919 / 001642
Instrument Date	Jan 24, 2017
Instrument	31621
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9545 TOWER PINE DR WINTER GARDEN FL 347879613, WINTER GARDEN, FL 34787-9613

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$656,750 (+5.99%) Land $481,250 Building $175,500	$974,224 (+10.76%) Land $481,250 Building $492,974
2024	$8,655.00 (+4.4%)
2023	$8,290.00 (+4.43%) Homeowner's exemption	$619,660 (+3%)	$879,593 (+14.76%) Land $400,000 Building $479,593
2022	$7,938.00 Homeowner's exemption	$601,620	$766,490 Land $287,500 Building $478,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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