Lake County property record for 9816 Tower Pine Dr, Winter Garden, FL 34787
| Property Type | Farm - Poultry, Fish, Bees, Rabbits |
|---|---|
| Details | 3 bd · 2 ba · 2,392 sqft · built 2000 |
| Lot Size | 4.83 acres (210,410 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jun 2006) |
| Tax Bill | $6,829 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-23-26-0001-000-00900 |
| Primary APN | 13-23-26-0001-000-00900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,392 sqft Gross Area |
| 1st Floor Area | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 210,410 sqft (4.83 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Deck Area | 512 sqft |
| Patio Area | 181 sqft |
| Utility Building | 2,160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3360150 |
|---|---|
| Street Address | 9816 TOWER PINE DR |
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-9615 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Poultry, Fish, Bees, Rabbits |
| Local Zoning Code | A |
| Legal Description | S 335 FT OF N 1005 FT OF FOLLOWING DESBRIBED PROPERTY: FROM NE COR OF SEC RUN S 89DEG 33MIN 20SEC W ALONG N LINE OF SAID SEC 1984.35 FT S 00DEG 11MIN 34SEC W 33 FT TO S R/W LINE OF PHIL C PETERS RD & POB CONT S 1340 FT N 89DEG 33MIN 31SEC E 666.01 FT |
| Legal Range | 26E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Quarter | 1 |
| Legal Tract | 0001 |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 31308 |
9816 Tower Pine Dr, an agricultural property, is owned and occupied by two individuals who bought it in June 2006.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9816 TOWER PINE DR, WINTER GARDEN, FL 34787-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2006 · Amount on File |
| Deed Sale | Jun 30, 2006 · Amount on File |
| Deed Document Number | 2006100672 |
| Deed Book / Page | 3200 / 1354 |
| Prior Transfer Date | Mar 3, 1999 |
| Prior Transfer Doc | 1694000203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9816 TOWER PINE DR, WINTER GARDEN, FL 34787-9615 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 9816 TOWER PINE DR, WINTER GARDEN, FL 34787-9615 |
| Document Number | 0057770581 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 5777/581 |
| Instrument | 2021115176 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9816 TOWER PINE DR, WINTER GARDEN, FL 34787-9615 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9816 TOWER PINE DR, WINTER GARDEN, FL 34787-9615 |
| Document Number | 0058542041 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5854/2041 |
| Instrument | 2021170908 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9816 TOWER PINE DR, WINTER GARDEN, FL 34787-9615 |
| Document Number | 0055031082 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9816 TOWER PINE DR WINTER GARDEN FL 347879615, WINTER GARDEN, FL 34787-9615 |
| Document Number | 0055031082 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 005503/001082 |
| Instrument | 74834 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 13, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 9816 TOWER PINE DR, WINTER GARDEN, FL 34787-9615 |
| Document Number | 0050130661 |
| Book / Page | 005013 / 000661 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9816 TOWER PINE DR WINTER GARDEN FL 347879615, WINTER GARDEN, FL 34787-9615 |
| Document Number | 0050130661 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 005013/000661 |
| Instrument | 109760 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 15, 2032 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,840 (+2.9%) | $798,338 (-0.13%) Land $452,940 Building $345,398 | |
| 2025 | $513,960 Land $396,320 Building $117,640 | $799,350 Land $396,320 Building $403,030 | |
| 2024 | $6,829.00 (+5.05%) | ||
| 2023 | $6,501.00 (+6.91%) Homeowner's exemption | $484,980 (+4.86%) | $736,208 (+18.94%) Land $344,902 Building $391,306 |
| 2022 | $6,081.00 Homeowner's exemption | $462,520 | $618,960 Land $237,370 Building $381,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9816 Tower Pine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9816 Tower Pine Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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