97370 Laffites Way, Yulee, FL 32097 Property Records

Nassau County property record for 97370 Laffites Way, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,575 sqft · built 1997
Lot Size0.573 acres (25,000 sqft)
Owner2 Individual Names on File
Tax Bill$1,442 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN43-3N-28-509C-0013-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509C-0013-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,575 sqft Heated Area
Gross Area2,194 sqft
1st Floor Area1,065 sqft
Upper Floors Area510 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1997
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,000 sqft (0.573 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area450 sqft

Exterior Amenities

PorchOpen Porch
Porch Area544 sqft
Shed1 Shed
Shed Area240 sqft
Pole Barn150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address97370 LAFFITES WAY
CityYULEE
StateFL
Zip32097-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 13 IN OR 786/1101 PIRATES WOOD 3 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD 3
Legal Lot Number13
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1011
Census Tract50308

Owner

97370 Laffites Way is owned and occupied by two individuals who acquired it in March 1997.

Source: Nassau County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address97370 LAFFITES WAY, YULEE, FL 32097-2427
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 1997
Deed SaleMar 7, 1997
Deed Document Number0007861101
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97370 LAFFITES WAY, YULEE, FL 32097-2427
Transaction TypeMortgage
Record UpdatedMar 25, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address97370 LAFFITES WAY, YULEE, FL 32097-2427

Mortgage

Document Number0025390032
DateFeb 14, 2022
Book Page2539/32
Instrument202245005600
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 97370 Laffites Way was $1,442 with a homeowner's exemption, up 1.8% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,442.00 (+1.84%) Homeowner's exemption$134,330 (+2.9%)$321,489 (+12.47%) Land $95,000 Building $226,489
2024$1,416.00 (+2.16%) Homeowner's exemption$130,544 (+3%)$285,840 (+2.89%) Land $95,000 Building $190,840
2023$1,386.00 (+12.14%) Homeowner's exemption$126,742 (+3%)$277,816 (+33.39%) Land $95,000 Building $182,816
2022$1,236.00 Homeowner's exemption$123,050$208,267 Land $57,000 Building $151,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97370 Laffites Way in Zone X, an area of moderate flood risk, though there have been 25 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97370 Laffites Way is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laffites Way

Nearby Streets

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