97307 Laffites Way, Yulee, FL 32097 Property Records

Nassau County property record for 97307 Laffites Way, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,110 sqft · built 2018
Lot Size0.573 acres (25,001 sqft)
Owner2 Individual Names on File
Last Sale$27,500 (Oct 2015)
Tax Bill$2,462 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN43-3N-28-509B-0055-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509B-0055-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,110 sqft Heated Area
Gross Area3,027 sqft
1st Floor Area2,110 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,001 sqft (0.573 acres)
Garage Area467 sqft

Exterior Amenities

PorchOpen Porch
Porch Area290 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address97307 LAFFITES WAY
CityYULEE
StateFL
Zip32097-2480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 55 PIRATES WOOD 2 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD 2
Legal Lot Number55
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1015
Census Tract50308

Owner

97307 Laffites Way is owned and occupied by two individuals who bought it in October 2015.

Source: Nassau County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address97307 LAFFITES WAY, YULEE, FL 32097-2480
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 26, 2018Loan Modification, Mortgage · Conventional with PMI
FIRST FSB/FL
May 23, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FIRST FSB/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2015 · Amount on File
Deed SaleOct 2, 2015 · Amount on File
Deed Document Number201528309
Deed Book / Page2006 / 0957
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97307 LAFFITES WAY, YULEE, FL 32097-2480
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024150472
DateDec 10, 2020
Book Page2415/472
Instrument202045039982
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueNov 1, 2035

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Property Address97307 LAFFITES WAY, YULEE, FL 32097-2480
Document Number0021791525
Instrument DateFeb 26, 2018
Transaction TypeMortgage
Record UpdatedMar 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97307 LAFFITES WAY YULEE FL 32097, YULEE, FL 32097

Mortgage

Document Number0021791525
DateFeb 26, 2018
Book Page002179/001525
Instrument6051
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 25, 2048
Interest
Rate TypeFixed Rate
Rate4.25%

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionNASSAU FL
Recording DateMay 23, 2017
Property Address97307 LAFFITES WAY, YULEE, FL 32097-2480
Document Number0021211345
Book / Page002121 / 001345
Instrument DateMay 22, 2017
Instrument15183
Transaction TypeConstruction Loan
Record UpdatedMay 31, 2017
Title CompanyAMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3453 BRAHMA BULL CT JACKSONVILLE FL 322264877, JACKSONVILLE, FL 32226-4877

Mortgage

Document Number21211345
DateMay 23, 2017
Book Page002121/001345
Instrument15183
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueMay 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 97307 Laffites Way was $2,462 with a homeowner's exemption.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,462.00 Homeowner's exemption$200,732$533,985 Land $100,000 Building $433,985
2023$2,386.00 Homeowner's exemption$189,393$433,534 Land $100,000 Building $333,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97307 Laffites Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97307 Laffites Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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