Nassau County property record for 97321 Laffites Way, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,776 sqft · built 1988 |
| Lot Size | 0.574 acres (24,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Jun 2022) |
| Tax Bill | $1,560 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-3N-28-509B-0056-0000 |
| Primary APN | 43-3N-28-509B-0056-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 24,998 sqft (0.574 acres) |
| Garage Area | 567 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97321 LAFFITES WAY |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-2480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 56 IN OR 2573/889 PIRATES WOOD 2 UNR |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 43 |
| Legal Subdivision | PIRATES WOOD |
| Legal Lot Number | 56 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50308 |
97321 Laffites Way is owned and occupied by an individual who bought it in June 2022.
Source: Nassau County records, as of March 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97321 LAFFITES WAY, YULEE, FL 32097-2480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 27, 2022 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Prior Sale | Feb 25, 2009 · Amount on File |
| Deed Document Number | 202222668 |
| Deed Book / Page | 2573 / 889 |
| Prior Transfer Date | Jun 24, 2022 |
| Prior Transfer Doc | 0025730889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97321 LAFFITES WAY, YULEE, FL 32097-2480 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 97321 LAFFITES WAY, YULEE, FL 32097-2480 |
| Document Number | 0028491988 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 2849/1988 |
| Instrument | 202645005803 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97321 LAFFITES WAY, YULEE, FL 32097-2480 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 97321 LAFFITES WAY, YULEE, FL 32097-2480 |
| Document Number | 0025770618 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 2577/618 |
| Instrument | 202245024557 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 27, 2022 |
| Property Address | 97321 LAFFITES WAY, YULEE, FL 32097-2480 |
| Document Number | 0025730889 |
| Book / Page | 2573 / 889 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 202245022668 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 97321 LAFFITES WAY, 97321, YULEE, FL 32097-2480 |
| Name | Verified Name |
|---|---|
| Address | 97321 LAFFITES WAY, YULEE, FL 32097-2480 |
The 2025 property tax bill for 97321 Laffites Way was $1,560 with a homeowner's exemption, up 1.8% from the year before.
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,560.00 (+1.76%) Homeowner's exemption | $142,028 (+2.9%) | $347,290 (+12.75%) Land $100,000 Building $247,290 |
| 2024 | $1,533.00 (+2.06%) Homeowner's exemption | $138,025 (+3%) | $308,022 (+2.61%) Land $100,000 Building $208,022 |
| 2023 | $1,502.00 (+11.92%) Homeowner's exemption | $134,005 (+3%) | $300,195 (+37.12%) Land $100,000 Building $200,195 |
| 2022 | $1,342.00 Homeowner's exemption | $130,102 | $218,934 Land $60,000 Building $158,934 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97321 Laffites Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 475 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 475 in force |
| Nearby Flood Claims | 25 (2016–2024) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97321 Laffites Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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