9737 Elm Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 9737 Elm Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1978
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Trust Names on File
Last Sale	$125,000 (Jan 2006)
Tax Bill	$1,869 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-301-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-301-004.000-018`
Alternative APNs	`291308301004000034` `1713080301004000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,826 sqft
1st Floor Area	1,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	152 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9737 ELM DR
City	CARMEL
State	IN
Zip	46032-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .47, SECTION 8, TOWNSHIP 17, RANGE 3, GREEN TREE COUNTRY CLUB ESTATES, SECTION 3, LOT PT 12 & PT 13
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	GREEN TREE COUNTRY CLUB ESTATES SECTION
Legal Lot Number	12,13
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2026
Census Tract	111103

Owner

9737 Elm Dr is owner-occupied and held in a trust since January 2006.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9737 ELM DR, CARMEL, IN 46032-9632
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2006 · Amount on File
Deed Sale	Jan 31, 2006 · Amount on File
Deed Document Number	20064772
Prior Transfer Date	Jan 23, 2006
Prior Transfer Doc	0000004772
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9737 ELM DR, CARMEL, IN 46032-9632
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9737 ELM DR, CARMEL, IN 46032-9632

Mortgage

Document Number	2021055140
Date	Jul 30, 2021
Instrument	2021055140

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9737 ELM DR, CARMEL, IN 46032-9632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032782
Date	Jul 11, 2017
Instrument	2017032782

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9737 ELM DR, CARMEL, IN 46032-9632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047145
Date	Jul 22, 2020
Instrument	2020047145

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,200 (+16.94%) Land $87,500 Building $143,700	$231,200 (+16.94%) Land $87,500 Building $143,700
2024	$1,869.00 (-2.25%)	$197,700 (-4.08%) Land $87,500 Building $110,200	$197,700 (-4.08%) Land $87,500 Building $110,200
2023	$1,912.00 (-2%)	$206,100 (-9.57%) Land $87,500 Building $118,600	$206,100 (-9.57%) Land $87,500 Building $118,600
2022	$2,390.00	$227,900 Land $71,700 Building $156,200	$227,900 Land $71,700 Building $156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9737 Elm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9737 Elm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Xiber.

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