9670 Elm Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 9670 Elm Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1975
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$203,100 (Jul 2015)
Tax Bill	$2,090 (2024)
Deeds & Mortgages	Apr 2023 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-301-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-301-011.000-018`
Alternative APNs	`291308301011000034` `1713080301011000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,808 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9670 ELM DR
City	CARMEL
State	IN
Zip	46032-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .34, SECTION 8, TOWNSHIP 17, RANGE 3, GREEN TREE COUNTRY CLUB ESTATES, SECTION 3, LOT 22
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	GREEN TREE COUNTRY CLUB ESTATES SECTION
Legal Lot Number	22
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2028
Census Tract	111103

Owner

9670 Elm Dr is owned and occupied by an individual who acquired it in April 2023.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	9670 ELM DR, CARMEL, IN 46032-9631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Intrafamily Transfer, Transfer
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2015 · Amount on File
Deed Sale	Jul 8, 2015 · Amount on File
Deed Document Number	201533977
Last Transfer Date	Apr 5, 2023
Transfer Doc	0000011993
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Apr 6, 2023
Property Address	9670 ELM DR, CARMEL, IN 46032-9631
Document Number	0000011993
Map Reference	MB 4 PG 145&146
Instrument Date	Mar 29, 2023
Instrument	2023011993
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9670 ELM DR, CARMEL, IN 46032-9631

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9670 ELM DR, CARMEL, IN 46032-9631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088703
Date	Dec 3, 2020
Instrument	2020088703

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,900 (+19.73%) Land $77,400 Building $180,500	$257,900 (+19.73%) Land $77,400 Building $180,500
2024	$2,090.00 (+3.26%)	$215,400 (-) Land $77,400 Building $138,000	$215,400 (-) Land $77,400 Building $138,000
2023	$2,024.00 (-5.42%)	$215,400 (+3.26%) Land $77,400 Building $138,000	$215,400 (+3.26%) Land $77,400 Building $138,000
2022	$2,140.00	$208,600 Land $63,400 Building $145,200	$208,600 Land $63,400 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9670 Elm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9670 Elm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Also Mapped Here	CITIZENS WATER - INDIANAPOLIS
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Xiber.

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