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9715 Elm Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 9715 Elm Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,305 sqft · built 1977
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Feb 2015)
Tax Bill$2,493 (2024)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-08-301-005.000-018

Property Details

APN / Parcel Number

Primary APN29-13-08-301-005.000-018
Alternative APNs
  • 291308301005000034
  • 1713080301005000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,305 sqft Living Area
1st Floor Area2,305 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions152 ft deep x 125 ft wide
Garage TypeDetached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1713080301005000
Old Parcel Number291308301005000034
Street Address9715 ELM DR
CityCARMEL
StateIN
Zip46032-9632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .43, SECTION 8, TOWNSHIP 17, RANGE 3, GREEN TREE COUNTRY CLUB ESTATES, SECTION 3, LOT 14
Legal Range03
Legal Township17
Legal Section08
Legal SubdivisionGREENTREE CC SEC 3
Legal Block3
Legal Lot Number14
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2026
Census Tract111103

Owner

9715 Elm Dr is owned and occupied by two individuals who acquired it in May 2020.

Source: Hamilton County records, as of March 4, 2026

Owner of Record2 Individual Names on File
Mailing Address9715 ELM DR, CARMEL, IN 46032-9632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2015 · Amount on File
Deed SaleFeb 27, 2015 · Amount on File
Prior SaleFeb 27, 2015 · Amount on File
Deed Document Number0000007965
Last Transfer DateMay 4, 2020
Transfer Doc0000025587
Record UpdatedJun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateMay 4, 2020
Property Address9715 ELM DR, CARMEL, IN 46032-9632
Document Number0000025587
Instrument DateApr 21, 2020
Instrument25587
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyENTERPRISE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9715 ELM DR CARMEL IN 460329632, CARMEL, IN 46032-9632

Mortgage

Document Number25588
DateMay 4, 2020
Instrument25588
Lender
NameVERITY MTG
AddressNEW ORLEANS, LA 70113
Agreement
AmountAmount on Record
Term360 Months
DueMay 3, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$297,800 (+20.23%) Land $86,200 Building $211,600$297,800 (+20.23%) Land $86,200 Building $211,600
2024$2,493.00 (+3.23%)$247,700 (-) Land $86,200 Building $161,500$247,700 (-) Land $86,200 Building $161,500
2023$2,415.00 (-10.36%)$247,700 (-1.16%) Land $86,200 Building $161,500$247,700 (-1.16%) Land $86,200 Building $161,500
2022$2,694.00$250,600 Land $70,600 Building $180,000$250,600 Land $70,600 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9715 Elm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9715 Elm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum, Xiber.

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