Harrisonburg City property record for 973 Smith Ave, Harrisonburg, VA 22802
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,502 sqft · built 2016 |
| Lot Size | 0.976 acres (42,518 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,168 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 I 12 |
| Primary APN | 048 I 12 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,502 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 42,518 sqft (0.976 acres) |
| Garage Area | 660 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 480 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 90 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 973 SMITH AVE |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | QUADRANT 2 LOT 12 PARKHILL |
| Legal Subdivision | PARKHILL |
| Legal Lot Number | 12 |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 402 |
Source: Harrisonburg City records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3503 WEBSTER ST, BRENTWOOD, MD 20722-1036 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit PARK VIEW FCU |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK VIEW FCU |
| Jul 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARK VIEW FCU |
| Jan 3, 2018 | Deed of Trust, Mortgage · Line of Credit PARK VIEW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2012 |
| Deed Sale | Feb 6, 2012 |
| Deed Document Number | 20122881 |
| Deed Book / Page | 3998 / 524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 973 SMITH AVE, HARRISONBURG, VA 22802-2322 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 005735/108 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 5735/108 |
| Instrument | 2023-19646 |
| Name | PARK VIEW FCU |
|---|---|
| Type | Credit Union |
| Address | HARRISONBURG, VA 22802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 973 SMITH AVE, HARRISONBURG, VA 22802-2322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5277/246 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 5277/246 |
| Instrument | 2020-16813 |
| Name | PARK VIEW FCU |
|---|---|
| Type | Credit Union |
| Address | HARRISONBURG, VA 22802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 973 SMITH AVE, HARRISONBURG, VA 22802-2322 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 5134/453 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 5134/453 |
| Instrument | 2019-16370 |
| Name | PARK VIEW FCU |
|---|---|
| Type | Credit Union |
| Address | HARRISONBURG, VA 22802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 973 SMITH AVE, HARRISONBURG, VA 22802-2322 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018-00000061 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 4958/216 |
| Instrument | 2018-00000061 |
| Name | PARK VIEW FCU |
|---|---|
| Type | Credit Union |
| Address | HARRISONBURG, VA 22802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harrisonburg City assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,168.00 (+4.65%) | $610,700 (+2.64%) Land $135,000 Building $475,700 | $610,700 (+2.64%) Land $135,000 Building $475,700 |
| 2025 | $595,000 (+14.62%) Land $135,000 Building $460,000 | $595,000 (+14.62%) Land $135,000 Building $460,000 | |
| 2024 | $5,894.00 (+18.28%) | ||
| 2023 | $4,983.00 | $519,100 Land $120,000 Building $399,100 | $519,100 Land $120,000 Building $399,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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