Harrisonburg City property record for 965 Smith Ave, Harrisonburg, VA 22802
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 2,444 sqft · built 2022 |
| Lot Size | 0.398 acres (17,319 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,500 (Aug 2012) |
| Tax Bill | $5,169 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 I 10 |
| Primary APN | 048 I 10 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| Basement Area | 1,360 sqft |
| Finished Basement | 1,088 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cottage |
| Lot Area | 17,319 sqft (0.398 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 316 sqft |
| Deck Area | 136 sqft |
| Patio Area | 136 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 965 SMITH AVE |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | QUADRANT 2 NS SMITH AVE LOT 10 PARKHILL |
| Legal Subdivision | PARKHILL |
| Legal Lot Number | 10 |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 402 |
965 Smith Ave is owned and occupied by an individual who bought it in August 2012.
Source: Harrisonburg City records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 965 SMITH AVE, HARRISONBURG, VA 22802-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2012 · Amount on File |
| Deed Sale | Aug 10, 2012 · Amount on File |
| Deed Document Number | 201221977 |
| Deed Book / Page | 4093 / 460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 965 SMITH AVE, HARRISONBURG, VA 22802-2322 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Title Company | MEMBERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 005522/417 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 5522/417 |
| Instrument | 2021-35472 |
| Name | PARK VIEW FCU |
|---|---|
| Type | Credit Union |
| Address | HARRISONBURG, VA 22802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jan 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
The 2026 property tax bill for 965 Smith Ave was $5,169.
Source: Harrisonburg City assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,169.00 | $511,800 (+2.5%) Land $72,000 Building $439,800 | $511,800 (+2.5%) Land $72,000 Building $439,800 |
| 2025 | $499,300 Land $72,000 Building $427,300 | $499,300 Land $72,000 Building $427,300 | |
| 2024 | $4,952.00 | ||
| 2023 | $454,200 Land $72,000 Building $382,200 | $454,200 Land $72,000 Building $382,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 965 Smith Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 965 Smith Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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