Harrisonburg City property record for 977 Smith Ave, Harrisonburg, VA 22802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,554 sqft · built 2020 |
| Lot Size | 1.2 acres (52,558 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,179 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 I 13 |
| Primary APN | 048 I 13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| Basement Area | 1,330 sqft |
| Finished Basement | 928 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Lot Area | 52,558 sqft (1.2 acres) |
| Garage Area | 1,110 sqft |
| Porch | Slab |
| Porch Area | 408 sqft |
| Deck Area | 142 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 977 SMITH AVE |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | QUADRANT 2 LOT 13 PARKHILL |
| Legal Subdivision | PARKHILL |
| Legal Lot Number | 13 |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 402 |
Source: Harrisonburg City records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 977 SMITH AVE, HARRISONBURG, VA 22802-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| Jun 25, 2020 | Deed of Trust, Mortgage · Construction Mortgage VBS MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 977 SMITH AVE, HARRISONBURG, VA 22802-2322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | VS TITLE |
| Name | Verified Name |
|---|
| Document Number | 005371/187 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 5371/187 |
| Instrument | 2021-03960 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 977 SMITH AVE, HARRISONBURG, VA 22802-2322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | KVS TITLE LLC, VSTITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 005261/133 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 5261/133 |
| Instrument | 2020-14173 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 25, 2021 |
Source: Harrisonburg City assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,179.00 (+2.53%) | $512,800 (+1.52%) Land $135,000 Building $377,800 | $512,800 (+1.52%) Land $135,000 Building $377,800 |
| 2025 | $505,100 (+6.99%) Land $135,000 Building $370,100 | $505,100 (+6.99%) Land $135,000 Building $370,100 | |
| 2024 | $5,051.00 | ||
| 2023 | $472,100 Land $130,000 Building $342,100 | $472,100 Land $130,000 Building $342,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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