973 Saddlebrooke Rdg, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 973 Saddlebrooke Rdg, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,369 sqft · built 2019
Lot Size	3.77 acres (164,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,300 (Jul 2021)
Tax Bill	$5,966 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`145002101004000000`

Property Details

APN / Parcel Number

Primary APN	`145002101004000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,369 sqft Living Area
Basement Area	2,369 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Frame
Lot Area	164,221 sqft (3.77 acres)
Lot Dimensions	216 ft deep x 454 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	973 SADDLEBROOKE RDG
City	JACKSON
State	MO
Zip	63755-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 7 SADDLEBROOKE RIDGE PHASE I AMENDED 21/77
Legal Range	12E
Legal Township	31S
Legal Section	21
Legal Subdivision	SADDLEBROOKE RIDGE
Legal Lot Number	7
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2041
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	973 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WOOD & HUSTON BANK
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WOOD & HUSTON BANK
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF MO
Oct 28, 2019	Deed of Trust, Mortgage BANK OF MO
Apr 25, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF MO
Oct 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Oct 3, 2018
Deed Document Number	20219295
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	973 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202109504
Date	Jul 15, 2021
Instrument	2021-09504

Lender

Name	WOOD & HUSTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2026

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jul 12, 2021
Property Address	973 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Document Number	0202109295
Map Reference	PB 21 PG 77
Instrument Date	Jul 9, 2021
Instrument	2021-09295
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 SADDLEBROOKE RDG, JACKSON, MO 63755-8740

Mortgage

Document Number	0202109296
Date	Jul 12, 2021
Instrument	2021-09296

Lender

Name	WOOD & HUSTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	973 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Document Number	0000011756
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 SADDLEBROOKE RDG JACKSON MO 637558740, JACKSON, MO 63755-8740

Mortgage

Document Number	0000011756
Date	Nov 26, 2019
Instrument	11756

Lender

Name	BANK OF MO
Type	Bank
Address	CAPE GIRARDEAU, MO 63701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2034

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	973 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Document Number	0000010723
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	973 SADDLEBROOKE RDG JACKSON MO 637558740, JACKSON, MO 63755-8740

Mortgage

Document Number	0000010723
Date	Oct 30, 2019
Instrument	10723

Lender

Name	BANK OF MO
Type	Bank
Address	PERRYVILLE, MO 63775

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Apr 25, 2019
Property Address	973 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Instrument Date	Apr 24, 2019
Instrument	3642
Transaction Type	Construction Loan
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1237 SADDLEBROOKE RDG JACKSON MO 637558624, JACKSON, MO 63755-8624

Mortgage

Document Number	0000003642
Date	Apr 25, 2019
Instrument	3642

Lender

Name	BANK OF MO
Type	Bank
Address	CAPE GIRARDEAU, MO 63701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 24, 2020

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Oct 3, 2018
Property Address	973 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Document Number	0000010035
Instrument Date	Oct 1, 2018
Instrument	10035
Transaction Type	Transfer
Record Updated	Oct 19, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	614 CORDOVA ST CAPE GIRARDEAU MO 637013410, CAPE GIRARDEAU, MO 63701-3410

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,310 (-) Land $18,250 Building $106,060	$654,272 (-) Land $96,039 Building $558,233
2025	$5,966.00 (+11%)	$124,310 (+5%) Land $18,250 Building $106,060	$654,272 (+5%) Land $96,039 Building $558,233
2023	$5,375.00	$118,390 Land $17,380 Building $101,010	$623,116 Land $91,466 Building $531,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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