1006 Saddlebrooke Rdg, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 1006 Saddlebrooke Rdg, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,978 sqft · built 2008
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,130 (Aug 2026)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145002103007000000`

Property Details

APN / Parcel Number

Primary APN	`145002103007000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,978 sqft Living Area
Basement Area	1,978 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Frame
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	223 ft deep x 168 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1006 SADDLEBROOKE RDG
City	JACKSON
State	MO
Zip	63755-8572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 SADDLEBROOKE RIDGE PH 1 AMEND RESUB LTS 2-4 21/99
Legal Range	12E
Legal Township	31S
Legal Section	21
Legal Subdivision	SADDLEBROOKE RIDGE PHASE 1
Legal Lot Number	109
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2041
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1006 SADDLEBROOKE RDG, JACKSON, MO 63755-8572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Line of Credit WOOD AND HUSTON BANK
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Jun 21, 2024 · Amount on Record
Deed Document Number	20267289
Transfer Doc	0200708749
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 17, 2026
Property Address	1006 SADDLEBROOKE RDG, JACKSON, MO 63755-8572
Document Number	0000007289
Instrument Date	Aug 14, 2026
Instrument	20267289
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 SADDLEBROOKE RDG, JACKSON, MO 63755-8572

Mortgage

Document Number	0000007290,
Date	Aug 17, 2026
Instrument	20267290

Lender

Name	WOOD AND HUSTON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2056

Interest

Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1006 SADDLEBROOKE RDG, JACKSON, MO 63755-8572
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201708932
Date	Aug 8, 2017
Instrument	201708932

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	1006 SADDLEBROOKE RDG, JACKSON, MO 63755-8572
Document Number	0000013157
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1006 SADDLEBROOKE RDG JACKSON MO 637558572, JACKSON, MO 63755-8572

Mortgage

Document Number	0000013157
Date	Dec 31, 2019
Instrument	13157

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Dec 21, 2018
Property Address	1006 SADDLEBROOKE RDG, JACKSON, MO 63755-8572
Document Number	0000012680
Instrument Date	Dec 21, 2018
Instrument	12680
Transaction Type	Transfer
Record Updated	Jan 14, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1006 SADDLEBROOKE RDG JACKSON MO 637558572, JACKSON, MO 63755-8572

Mortgage

Document Number	12681
Date	Dec 21, 2018
Instrument	12681

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,460 (-) Land $8,120 Building $53,340	$323,433 (-) Land $42,722 Building $280,711
2025	$2,950.00 (+11.03%)	$61,460 (+5.01%) Land $8,120 Building $53,340	$323,433 (+5%) Land $42,722 Building $280,711
2023	$2,657.00	$58,530 Land $7,730 Building $50,800	$308,032 Land $40,688 Building $267,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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