920 Saddlebrooke Rdg, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 920 Saddlebrooke Rdg, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,687 sqft · built 2014
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,500 (Apr 2017)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145002103002000000`

Property Details

APN / Parcel Number

Primary APN	`145002103002000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
Basement Area	1,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Frame
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	280 ft deep x 128 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	920 SADDLEBROOKE RDG
City	JACKSON
State	MO
Zip	63755-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SADDLEBROOKE RIDGE PHASE I AMENDED 21/99
Legal Range	12E
Legal Township	31S
Legal Section	21
Legal Subdivision	SADDLEBROOKE RIDGE
Legal Lot Number	3
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	2
Census Block	2041
Census Tract	880200

Owner

Source: Cape Girardeau County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MISSOURI STATE BANK
Apr 5, 2017	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2017 · Amount on Record
Deed Sale	Apr 6, 2017 · Amount on Record
Prior Sale	Jun 1, 2015
Deed Document Number	20173838
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	920 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008045
Date	Jul 14, 2020
Instrument	2020-08045

Lender

Name	FIRST MISSOURI STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Apr 5, 2017
Property Address	920 SADDLEBROOKE RDG, JACKSON, MO 63755-8740
Document Number	0000003838
Instrument Date	Apr 5, 2017
Instrument	3838
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	920 SADDLEBROOKE RDG JACKSON MO 637558740, JACKSON, MO 63755-8740

Mortgage

Document Number	3839
Date	Apr 5, 2017
Instrument	3839

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,730 (-) Land $8,380 Building $49,350	$303,839 (-) Land $44,090 Building $259,749
2025	$2,770.00 (+10.98%)	$57,730 (+5%) Land $8,380 Building $49,350	$303,839 (+5%) Land $44,090 Building $259,749
2023	$2,496.00	$54,980 Land $7,980 Building $47,000	$289,370 Land $41,990 Building $247,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoSEMO Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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