973 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 973 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,624 sqft Living Area
Lot Size	10,454 sqft (0.24 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2020)
Tax Bill	$3,684.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`103201-0850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,624 sqft Living Area
Gross Area	2,050 sqft Gross Area
1st Floor Area	1,624 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	426 sqft Garage
Patio Area	80 sqft Patio
Porch	Finished/Open Porch
Porch Area	46 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	973 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 85 OR4918/1181
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	85
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20903

Owner

Source: St. Johns County records · APN 103201-0850

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	973 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2020 · Amount on Record
Deed Sale	Apr 08, 2020 · Amount on Record
Prior Sale	Sep 16, 2005 · Amount on Record
Deed Document Number	202027561
Deed Book / Page	4918 / 1181
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 08, 2020
Property Address	973 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518
Document Number	0049181181
Book / Page	4918 / 1181
Map Reference	MB 50 PG 42
Instrument Date	Apr 06, 2020
Instrument	2020027561
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	973 OAK ARBOR CIR, 973, SAINT AUGUSTINE, FL 32084-8518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 FLORIDA CLUB BLVD APT 308, 308, SAINT AUGUSTINE, FL 32084-1891

Mortgage

Document Number	49181183
Date	Apr 08, 2020
Instrument	4918/1183

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,400 (+2.7%)	$284,096 (+3%) Land $85,000 Building $199,096
2025	$3,684.00 (+12.04%) Homeowner's exemption	$204,869 (+2.9%)	$275,829 (-6.76%) Land $80,000 Building $195,829
2024	$3,288.00 (+4.08%) Homeowner's exemption	$199,095 (+3%)	$295,833 (+5.9%) Land $90,000 Building $205,833
2023	$3,159.00 (+2.4%) Homeowner's exemption	$193,296 (+3%)	$279,359 (+0.19%) Land $90,000 Building $189,359
2022	$3,085.00 Homeowner's exemption	$187,666	$278,819 Land $80,640 Building $198,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.