St. Johns County property record for 960 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,629 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Apr 2024) |
| Tax Bill | $4,681 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Dec 2023 Document + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103201-0410 |
| Primary APN | 103201-0410 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 2,055 sqft |
| 1st Floor Area | 1,629 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 39 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 960 OAK ARBOR CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50/42-48 HERITAGE PARK PHASE 1A LOT 41 OR5923/1004 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 57 |
| Legal Subdivision | HERITAGE PARK PHASE 1A |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20903 |
Source: St. Johns County records · APN 103201-0410
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 960 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 01, 2024 | Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Dec 27, 2023 | ATTORNEY ONLY, ATTORNEY |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2024 · Amount on Record |
| Deed Sale | Apr 01, 2024 · Amount on Record |
| Prior Sale | Dec 13, 2016 · Amount on Record |
| Deed Document Number | 202423605 |
| Deed Book / Page | 5923 / 1004 |
| Prior Transfer Date | Dec 19, 2023 |
| Prior Transfer Doc | 0058761435 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 01, 2024 |
| Property Address | 960 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510 |
| Document Number | 0059231004 |
| Book / Page | 5923 / 1004 |
| Map Reference | MB 50 PG 42-48 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024023605 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 QUEEN RD, SAINT AUGUSTINE, FL 32086-6136 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 960 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510 |
| Document Number | 0059231006 |
|---|---|
| Date | Apr 01, 2024 |
| Instrument | 5923/1006 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Jurisdiction | ST JOHNS FL |
|---|---|
| Recording Date | Dec 27, 2023 |
| Property Address | 960 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510 |
| Document Number | 0058761435 |
| Book / Page | 5876 / 1435 |
| Map Reference | MB 50 PG 42-48 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023099581 |
| Record Updated | Jan 08, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1311 PRINCE RD, SAINT AUGUSTINE, FL 32086-6535 |
| Name | Verified Name |
|---|---|
| Address | 960 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 960 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 960 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510 |
| Document Number | 0053950957 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 5395/957 |
| Instrument | 2021112883 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,085 (+2.7%) | $286,170 (+2.73%) Land $85,000 Building $201,170 | |
| 2025 | $4,681.00 (+24.26%) Homeowner's exemption | $278,564 (+23.95%) | $278,564 (-0.23%) Land $80,000 Building $198,564 |
| 2024 | $3,767.00 (+5.81%) | ||
| 2023 | $3,560.00 (+27.23%) Homeowner's exemption | $224,730 (+35.95%) | $279,193 (+1%) Land $90,000 Building $189,193 |
| 2022 | $2,798.00 Homeowner's exemption | $165,308 | $276,423 Land $80,640 Building $195,783 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force 35 of 40 on primary residences |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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