St. Johns County property record for 965 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,378 sqft Living Area |
| Lot Size | 6,969 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $104,600 (2022) |
| Tax Bill | $4,581.00 (2025) |
| Primary APN | 103201-0860 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,378 sqft Living Area |
| Gross Area | 1,858 sqft Gross Area |
| 1st Floor | 1,378 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,969 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Porch Area | 237 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 965 OAK ARBOR CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8518 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50/42-48 HERITAGE PARK PHASE 1A LOT 86 OR5019/983 & 5587/1592(Q/C) |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 57 |
| Legal Subdivision | HERITAGE PARK PHASE 1A |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 20903 |
Source: St. Johns County records · APN 103201-0860
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 965 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 18, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOVEMENT MORTGAGE |
| May 23, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE SOLUTIONS/CO |
| Jul 02, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE SOLUTIONS/CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Prior Sale | Aug 18, 2020 · Amount on Record |
| Deed Doc Number | 202264183 |
| Deed Book / Page | 5587 / 1592 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 29, 2022 |
| Property Address | 965 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518 |
| Document Number | 0055871592 |
| Book / Page | 5587 / 1592 |
| Map Reference | MB 50 PG 42-48 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022064183 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 965 ARBOR CIRCLE, 965, ST AUGUSTINE, FL 32084 |
| Name | Verified Name |
|---|---|
| Address | 965 ARBOR CIRCLE, ST AUGUSTINE, FL 32084 |
| Document Number | 0055871594 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 5587/1594 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 18, 2020 |
| Property Address | 965 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518 |
| Document Number | 0050190983 |
| Book / Page | 5019 / 983 |
| Map Reference | MB 50 PG 42-48 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020069195 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | OCEAN BLUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6770 STATE ROAD 207, 6770, ELKTON, FL 32033-3430 |
| Name | Verified Name |
|---|---|
| Address | 965 OAK ARBOR CIR, ST AUGUSTINE, FL 32084-8518 |
| Document Number | 5019985 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 5019/985 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 965 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518 |
| Document Number | 0047320372 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 965 OAK ARBOR CIR ST AUGUSTINE FL 320848518, ST AUGUSTINE, FL 32084-8518 |
| Document Number | 0047320372 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 004732/000372 |
| Instrument | 37384 |
| Name | MORTGAGE SOLUTIONS/CO |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 02, 2018 |
| Property Address | 965 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518 |
| Document Number | 0045721649 |
| Book / Page | 004572 / 001649 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 46717 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 965 OAK ARBOR CIR ST AUGUSTINE FL 320848518, ST AUGUSTINE, FL 32084-8518 |
| Document Number | 45721651 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | 004572/001651 |
| Instrument | 46718 |
| Name | MORTGAGE SOLUTIONS/CO |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,498 (+2.7%) | $281,090 (+3.66%) Land $85,000 Building $196,090 | |
| 2025 | $4,581.00 (-7.34%) Homeowner's exemption | $271,176 (-1.35%) | $271,176 (-1.35%) Land $80,000 Building $191,176 |
| 2024 | $4,944.00 (+5.15%) | ||
| 2023 | $4,702.00 (+13.74%) | $274,886 (+0.27%) | $274,886 (+0.27%) Land $90,000 Building $184,886 |
| 2022 | $4,134.00 | $274,135 | $274,135 Land $80,640 Building $193,495 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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