Polk County property record for 973 Downing Cir, Davenport, FL 33897
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,996 sqft · built 1995 |
| Lot Size | 0.175 acres (7,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Jul 2022) |
| Tax Bill | $4,457 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jul 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-12-488054-001140 |
| Primary APN | 26-25-12-488054-001140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 2,437 sqft |
| 1st Floor Area | 1,381 sqft |
| Upper Floors Area | 615 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,640 sqft (0.175 acres) |
| Lot Dimensions | 100 ft deep x 74 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Area | 288 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 76 sqft |
| Cooling System | Central |
|---|
| Street Address | 973 DOWNING CIR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-8530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 114 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 12 |
| Legal Subdivision | LAKE DAVENPORT ESTATES WEST PHASE 01 |
| Legal Phase | 1 |
| Legal Tract | 488054 |
| Legal Block | 1 |
| Legal Lot Number | 114 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12415 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10080 NW 9TH STREET CIR, 201, MIAMI, FL 33172-5141 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 15, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUSTED RATE INC |
| Feb 9, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Feb 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANAIS ROJAS |
| Feb 22, 2018 | Grant Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS |
| Jan 5, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Feb 22, 2018 · Amount on Record |
| Deed Document Number | 2022186582 |
| Deed Book / Page | 12330 / 1500 |
| Prior Transfer Date | Jan 25, 2021 |
| Prior Transfer Doc | 0000033737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 15, 2023 |
| Property Address | 973 DOWNING CIR, DAVENPORT, FL 33897-8530 |
| Document Number | 0000140651 |
| Book / Page | 12730 / 296 |
| Map Reference | MB 96 PG 35&36 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 2023140651 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10080 NW 9TH STREET CIR APT 201, 201, MIAMI, FL 33172-5141 |
| Name | Verified Name |
|---|---|
| Address | 10080 NW 9TH STREET CIR APT 201, 201, MIAMI, FL 33172-5141 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 8, 2022 |
| Property Address | 973 DOWNING CIR, DAVENPORT, FL 33897-8530 |
| Document Number | 0000186582 |
| Book / Page | 12330 / 1500 |
| Map Reference | MB 96 PG 35&36 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022186582 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3602 FDC GROVE RD, 3602, DAVENPORT, FL 33837-7215 |
| Name | Verified Name |
|---|---|
| Address | 973 DOWNING CIR, DAVENPORT, FL 33897-8530 |
| Document Number | 0123301502 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 12330/1502 |
| Name | TRUSTED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 9, 2021 |
| Property Address | 973 DOWNING CIR, DAVENPORT, FL 33897-8530 |
| Document Number | 0000033737 |
| Book / Page | 11574 / 59 |
| Map Reference | MB 96 PG 35&36 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021033737 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 973 DOWNING CIR, 973, DAVENPORT, FL 33897-8530 |
| Name | Verified Name |
|---|---|
| Address | 973 DOWNING CIR, DAVENPORT, FL 33897-8530 |
| Document Number | 0001157461 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 11574/61 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 973 DOWNING CIR, DAVENPORT, FL 33897-8530 |
| Document Number | 0107611099 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | OMEGA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 973 DOWNING CIR DAVENPORT FL 338978530, DAVENPORT, FL 33897-8530 |
| Document Number | 0107611099 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 010761/001099 |
| Instrument | 38925 |
| Name | ANAIS ROJAS |
|---|---|
| Address | 631 LAKE SHORE DR, MAITLAND, FL 32751-3262 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 26, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 22, 2018 |
| Property Address | 973 DOWNING CIR, DAVENPORT, FL 33897-8530 |
| Document Number | 0104041867 |
| Book / Page | 010404 / 001867 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 40854 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 15, 2018 |
| Title Company | PREMIUM TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,122.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5421 VANDERLIN ST ORLANDO FL 328102715, ORLANDO, FL 32810-2715 |
| Document Number | 104041870 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 010404/001870 |
| Instrument | 40855 |
| Name | CIVIC FIN'L SVCS |
|---|---|
| Address | REDONDO BEACH, CA 90278 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 21, 2019 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 5, 2018 |
| Property Address | 973 DOWNING CIR, DAVENPORT, FL 33897-8530 |
| Document Number | 0103600484 |
| Book / Page | 010360 / 000484 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 3544 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 22, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,069.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5730 PREMIER PARK DR WEST PALM BEACH FL 33407, WEST PALM BEACH, FL 33407 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,457.00 (-10.14%) | $344,759 (+2.73%) Land $50,000 Building $294,759 | $344,759 (+2.73%) Land $50,000 Building $294,759 |
| 2023 | $4,960.00 (+29.64%) | $335,612 (+34.51%) Land $48,000 Building $287,612 | $335,612 (+34.51%) Land $48,000 Building $287,612 |
| 2022 | $3,826.00 | $249,509 Land $40,000 Building $209,509 | $249,509 Land $40,000 Building $209,509 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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