973 Downing Cir, Davenport, FL 33897 Property Records

Polk County property record for 973 Downing Cir, Davenport, FL 33897

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,996 sqft · built 1995
Lot Size0.175 acres (7,640 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (Jul 2022)
Tax Bill$4,457 (2025)
Deeds & MortgagesJun 2023 Transfer
Jul 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN26-25-12-488054-001140

Property Details

APN / Parcel Number

Primary APN26-25-12-488054-001140
Alternative APNs
  • 122526488054001140
  • 22526000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,996 sqft Living Area
Gross Area2,437 sqft
1st Floor Area1,381 sqft
Upper Floors Area615 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialOther
Lot Area7,640 sqft (0.175 acres)
Lot Dimensions100 ft deep x 74 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
Pool Area288 sqft
PorchScreened/Unfinished Porch
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address973 DOWNING CIR
CityDAVENPORT
StateFL
Zip33897-8530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 114
Legal Range26E
Legal Township25S
Legal Section12
Legal SubdivisionLAKE DAVENPORT ESTATES WEST PHASE 01
Legal Phase1
Legal Tract488054
Legal Block1
Legal Lot Number114
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1000
Census Tract12415

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10080 NW 9TH STREET CIR, 201, MIAMI, FL 33172-5141
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 8, 2022Warranty Deed, Transfer · Conventional Mortgage
TRUSTED RATE INC
Feb 9, 2021Quit Claim Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Feb 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
ANAIS ROJAS
Feb 22, 2018Grant Deed, Construction Loan · Construction Mortgage
CIVIC FIN'L SVCS
Jan 5, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Prior SaleFeb 22, 2018 · Amount on Record
Deed Document Number2022186582
Deed Book / Page12330 / 1500
Prior Transfer DateJan 25, 2021
Prior Transfer Doc0000033737
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJun 15, 2023
Property Address973 DOWNING CIR, DAVENPORT, FL 33897-8530
Document Number0000140651
Book / Page12730 / 296
Map ReferenceMB 96 PG 35&36
Instrument DateJun 8, 2023
Instrument2023140651
Transaction TypeTransfer
Record UpdatedJun 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10080 NW 9TH STREET CIR APT 201, 201, MIAMI, FL 33172-5141

Transferred To (Grantee/Buyer)

NameVerified Name
Address10080 NW 9TH STREET CIR APT 201, 201, MIAMI, FL 33172-5141

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 8, 2022
Property Address973 DOWNING CIR, DAVENPORT, FL 33897-8530
Document Number0000186582
Book / Page12330 / 1500
Map ReferenceMB 96 PG 35&36
Instrument DateJul 6, 2022
Instrument2022186582
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3602 FDC GROVE RD, 3602, DAVENPORT, FL 33837-7215

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 DOWNING CIR, DAVENPORT, FL 33897-8530

Mortgage

Document Number0123301502
DateJul 8, 2022
Instrument12330/1502
Lender
NameTRUSTED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateFeb 9, 2021
Property Address973 DOWNING CIR, DAVENPORT, FL 33897-8530
Document Number0000033737
Book / Page11574 / 59
Map ReferenceMB 96 PG 35&36
Instrument DateJan 25, 2021
Instrument2021033737
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address973 DOWNING CIR, 973, DAVENPORT, FL 33897-8530

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 DOWNING CIR, DAVENPORT, FL 33897-8530

Mortgage

Document Number0001157461
DateFeb 9, 2021
Instrument11574/61
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address973 DOWNING CIR, DAVENPORT, FL 33897-8530
Document Number0107611099
Instrument DateFeb 25, 2019
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyOMEGA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address973 DOWNING CIR DAVENPORT FL 338978530, DAVENPORT, FL 33897-8530

Mortgage

Document Number0107611099
DateFeb 27, 2019
Book Page010761/001099
Instrument38925
Lender
NameANAIS ROJAS
Address631 LAKE SHORE DR, MAITLAND, FL 32751-3262
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 26, 2024

February 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateFeb 22, 2018
Property Address973 DOWNING CIR, DAVENPORT, FL 33897-8530
Document Number0104041867
Book / Page010404 / 001867
Instrument DateJan 24, 2018
Instrument40854
Transaction TypeConstruction Loan
Record UpdatedMar 15, 2018
Title CompanyPREMIUM TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,122.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5421 VANDERLIN ST ORLANDO FL 328102715, ORLANDO, FL 32810-2715

Mortgage

Document Number104041870
DateFeb 22, 2018
Book Page010404/001870
Instrument40855
Lender
NameCIVIC FIN'L SVCS
AddressREDONDO BEACH, CA 90278
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 21, 2019

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateJan 5, 2018
Property Address973 DOWNING CIR, DAVENPORT, FL 33897-8530
Document Number0103600484
Book / Page010360 / 000484
Instrument DateJun 29, 2017
Instrument3544
Transaction TypeForeclosure
Record UpdatedJan 22, 2018

Transaction

AmountAmount Recorded
Tax$1,069.60
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5730 PREMIER PARK DR WEST PALM BEACH FL 33407, WEST PALM BEACH, FL 33407

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,457.00 (-10.14%)$344,759 (+2.73%) Land $50,000 Building $294,759$344,759 (+2.73%) Land $50,000 Building $294,759
2023$4,960.00 (+29.64%)$335,612 (+34.51%) Land $48,000 Building $287,612$335,612 (+34.51%) Land $48,000 Building $287,612
2022$3,826.00$249,509 Land $40,000 Building $209,509$249,509 Land $40,000 Building $209,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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