Polk County property record for 952 Downing Cir, Davenport, FL 33897
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,908 sqft · built 1996 |
| Lot Size | 0.116 acres (5,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,000 (Sep 2018) |
| Tax Bill | $1,991 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-12-488054-001170 |
| Primary APN | 26-25-12-488054-001170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 2,322 sqft |
| 1st Floor Area | 1,908 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,049 sqft (0.116 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Pool Area | 128 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|
| Street Address | 952 DOWNING CIR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-8521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 117 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 12 |
| Legal Subdivision | LAKE DAVENPORT ESTATES WEST PHASE 01 |
| Legal Phase | 1 |
| Legal Tract | 488054 |
| Legal Block | 1 |
| Legal Lot Number | 117 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 12415 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 952 DOWNING CIR, DAVENPORT, FL 33897-8521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 10, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Jun 22, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on Record |
| Deed Sale | Sep 10, 2018 · Amount on Record |
| Prior Sale | Jan 9, 2007 · Amount on Record |
| Deed Document Number | 2018191637 |
| Deed Book / Page | 10606 / 1837 |
| Prior Transfer Date | Aug 23, 2014 |
| Prior Transfer Doc | 0000149608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 952 DOWNING CIR, DAVENPORT, FL 33897-8521 |
| Document Number | 0114042259 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 952 DOWNING CIR DAVENPORT FL 338978521, DAVENPORT, FL 33897-8521 |
| Document Number | 0114042259 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 011404/002259 |
| Instrument | 211357 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 10, 2018 |
| Property Address | 952 DOWNING CIR, DAVENPORT, FL 33897-8521 |
| Document Number | 0106061837 |
| Book / Page | 010606 / 001837 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 191637 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,323.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 952 DOWNING CIR DAVENPORT FL 338978521, DAVENPORT, FL 33897-8521 |
| Document Number | 106061850 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 010606/001850 |
| Instrument | 191638 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 952 DOWNING CIR, DAVENPORT, FL 33897-8521 |
| Document Number | 0105260946 |
| Book / Page | 010526 / 000946 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 134088 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,155.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 952 DOWNING CIR DAVENPORT FL 338978521, DAVENPORT, FL 33897-8521 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,991.00 (-18.4%) Homeowner's exemption | $194,234 (+5.99%) | $310,956 (+2.84%) Land $50,000 Building $260,956 |
| 2023 | $2,440.00 (+3.87%) Homeowner's exemption | $183,262 (+3%) | $302,371 (+17.03%) Land $48,000 Building $254,371 |
| 2022 | $2,349.00 Homeowner's exemption | $177,924 | $258,372 Land $40,000 Building $218,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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