953 Downing Cir, Davenport, FL 33897 Property Records

Polk County property record for 953 Downing Cir, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,908 sqft · built 1996
Lot Size	0.115 acres (4,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Sep 2018)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-488054-001120`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-488054-001120`
Alternative APNs	`122526488054001120` `22526000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	4,992 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	414 sqft
Pool Area	288 sqft
Porch	Unfinished Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	953 DOWNING CIR
City	DAVENPORT
State	FL
Zip	33897-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 112
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	LAKE DAVENPORT ESTATES WEST PHASE 01
Legal Phase	1
Legal Tract	488054
Legal Block	1
Legal Lot Number	112
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1000
Census Tract	12415

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	953 DOWNING CIR, DAVENPORT, FL 33897-8530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Dec 3, 2003 · Amount on Record
Deed Document Number	2018206580
Deed Book / Page	10627 / 262
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 28, 2018
Property Address	953 DOWNING CIR, DAVENPORT, FL 33897-8530
Document Number	0106270262
Book / Page	010627 / 000262
Instrument Date	Sep 28, 2018
Instrument	206580
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	953 DOWNING CIR DAVENPORT FL 338978530, DAVENPORT, FL 33897-8530

Mortgage

Document Number	106270264
Date	Sep 28, 2018
Book Page	010627/000264
Instrument	206581

Lender

Name	AMERICA'S MONEY SOURCE INC
Address	ORLANDO, FL 32806

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (-18.13%) Homeowner's exemption	$196,683 (+5.99%)	$313,056 (+2.82%) Land $50,000 Building $263,056
2023	$2,471.00 (+3.87%) Homeowner's exemption	$185,573 (+3%)	$304,471 (+16.89%) Land $48,000 Building $256,471
2022	$2,379.00 Homeowner's exemption	$180,168	$260,472 Land $40,000 Building $220,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20